Delta County property record for 14496 Cresthaven Rd, Paonia, CO 81428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 3,031 sqft · built 1973 |
| Lot Size | 3.08 acres (134,339 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Mar 2025) |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Oct 2019 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R025441 |
| Primary APN | R025441 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 3,031 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Marblecrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 134,339 sqft (3.08 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Coal |
| Account Number | R025441 |
|---|---|
| Street Address | 14496 CRESTHAVEN RD |
| City | PAONIA |
| State | CO |
| Zip | 81428-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14496 CRESTHAVEN RD PAONIA 81428 S: 5 T: 14S R: 91W S: 6 T: 14S R: 91W SUBDIVISION: KISSELBURG CLOCK KOCH MINOR SUB LOT 1 AND LOT 3 RPLT LOT: 1 TOTAL AC 3.084+- PARCEL 1 KISSELBURG-CLOCK-KOCH MINOR SUBDIVISION LOT 1 & LOT 3 REPLAT & CLOCK BOUNDARY AD |
| Legal Subdivision | KISSELBURG CLOCK KOCH MINOR SUB LOT 1 AN |
| Legal Lot Number | 1 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | PAONIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 964600 |
14496 Cresthaven Rd is owned by an individual who bought it in March 2025.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14432 CRESTHAVEN RD, PAONIA, CO 81428-6511 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on File |
| Deed Sale | Mar 20, 2025 · Amount on File |
| Deed Document Number | 2025759302 |
| Prior Transfer Date | Mar 17, 2025 |
| Prior Transfer Doc | 0000759302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 14496 CRESTHAVEN RD, PAONIA, CO 81428-6511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000714150 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 714150 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 867 Months |
| Due | Jan 14, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.44% |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 14496 Cresthaven Rd was $1,852, up 19% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (+19.02%) | $34,110 (+11.3%) Land $9,763 Building $24,347 | $545,758 (+19.31%) Land $156,200 Building $389,558 |
| 2024 | $1,556.00 (+5.06%) | $30,648 (-) Land $9,342 Building $21,306 | $457,438 (-) Land $139,435 Building $318,003 |
| 2023 | $1,481.00 (+59.25%) | $30,648 (+42.59%) Land $9,342 Building $21,306 | $457,438 (+47.91%) Land $139,435 Building $318,003 |
| 2022 | $930.00 | $21,494 Land $6,859 Building $14,635 | $309,259 Land $98,690 Building $210,569 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14496 Cresthaven Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14496 Cresthaven Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNESOTA PIPELINE serves 72 people · EPA ID CO0115513 |
|---|---|
| Water Source | Purchased surface water from TOWN OF PAONIA |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Jul 2026 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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