14495 189th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 14495 189th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,512 sqft · built 2005
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on Record
Tax Bill$606 (2024)
Flood ZoneZone X (minimal risk)
APN32-03S-12E-10435-002000

Property Details

APN / Parcel Number

Primary APN32-03S-12E-10435-002000
Alternative APN
  • 10435002000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area871,200 sqft (20 acres)
Patio Area579 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number10435002000
Street Address14495 189TH RD
CityLIVE OAK
StateFL
Zip32060-5379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 20.00 ACRES S1/2 OF NE1/4 OF NW1/4 ORB 1005 P 431 QCD YR 03 ORB 1152 P 79 WD YR 05 ORB 1359 P 459 QCD YR 07
Legal Range12E
Legal Township03S
Legal Section32
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group2
Census Block2040
Census Tract970303

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14495 189TH RD, LIVE OAK, FL 32060-5379
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2004
Deed SaleDec 3, 2004
Deed Document Number412141300
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$97,619 (+5.67%)$178,514 (+4.2%)
2024$606.00 (+2.02%)
2023$594.00 (-44.9%) Homeowner's exemption$92,377 (+2.84%)$171,320 (+25.84%)
2022$1,078.00 Homeowner's exemption$89,827$136,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimApr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 189th Rd

Nearby Streets

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