14490 N Memory Ln, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 14490 N Memory Ln, Mount Vernon, IL 62864

Property Summary

Property TypeSingle Family Home
Details1,364 sqft · built 1949
Lot Size2.33 acres (101,495 sqft)
Owner2 Individual Names on File
Tax Bill$2,157 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2019 Refinance
Flood ZoneZone X (minimal risk)
APN07-22-401-001

Property Details

APN / Parcel Number

Primary APN07-22-401-001

Interior

Stories1 Story
Building Area1,364 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeBrick
Lot Area101,495 sqft (2.33 acres)

Location & Zoning

Street Address14490 N MEMORY LN
CityMOUNT VERNON
StateIL
Zip62864-8518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARLOW, B SUB W1/2NWSE22-2-3 LOTS 1 & 2
Legal SubdivisionMARLOW, B SUB
Legal Lot Number1-2
JurisdictionJEFFERSON IL
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1021
Census Tract50800

Owner

14490 N Memory Ln is owned and occupied by two individuals who acquired it in July 2023.

Source: Jefferson County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14490 N MEMORY LN, MOUNT VERNON, IL 62864-8518
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Deed of Trust, Mortgage · ARM
GENFED FEDERAL CREDIT UNION
May 22, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
GENFED FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 25, 2023
Transfer Doc0000002594
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IL
Property Address14490 N MEMORY LN, MOUNT VERNON, IL 62864-8518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202005717
DateNov 19, 2020
Instrument202005717
Lender
NameGENFED FEDERAL CREDIT UNION
Agreement
TypeARM
AmountAmount on Record
Term241 Months
DueDec 1, 2040
Interest
Rate TypeAdjustable Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IL
Property Address14490 N MEMORY LN, MOUNT VERNON, IL 62864-8518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201902385
DateMay 22, 2019
Instrument201902385
Lender
NameGENFED FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJun 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 14490 N Memory Ln was $2,157 with a homeowner's exemption, up 3.9% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJefferson County
County SubdivisionMount Vernon Township
Secondary School DistrictMount Vernon Township High School District 201 (09 - 12)
Elementary School DistrictSummersville School District 79 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,157.00 (+3.85%)$39,102 Land $3,812 Building $35,290$117,306 Land $11,436 Building $105,870
2024$2,077.00
2022$29,320 Land $2,859 Building $26,461$87,960 Land $8,577 Building $79,383
2021$1,819.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14490 N Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14490 N Memory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Memory Ln

Nearby Streets

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