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14490 Irwin Ct, Montgomery, MN 56069 Property Records

Rice County property record for 14490 Irwin Ct, Montgomery, MN 56069

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,372 sqft · built 1945
Lot Size1.42 acres (62,125 sqft)
Owner2 Individual Names on Record
Last Sale$635,000 (Oct 2025)
Tax Bill$6,872 (2026)
Deeds & MortgagesJul 2026 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05.34.4.00.008

Property Details

APN / Parcel Number

Primary APN05.34.4.00.008

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,372 sqft Living Area
1st Floor Area616 sqft
Basement Area1,440 sqft
Finished Basement953 sqft
Unfinished Basement1,624 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1993
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area62,125 sqft (1.42 acres)
Lot Dimensions320 ft deep x 160 ft wide
Garage TypeMixed
Garage Area1,592 sqft
DrivewayAsphalt Driveway
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area84 sqft
Patio Area193 sqft
Canopy277 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address14490 IRWIN CT
CityMONTGOMERY
StateMN
Zip56069-3803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART GOV LOTS 2 & 3 BAP 200FTS OF PT 500FTW E4 COR SEC34 TH S82D27'W 693FT TAP WH IS POB TH S82D27'W 150FT TH S7D33'E TO M H
Legal Range022
Legal Township111
Legal Section34
Legal Lot Number2,3
JurisdictionRICE MN
Township / Civil DivisionERIN
Census Block Group3
Census Block3004
Census Tract70300

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14490 IRWIN CT, MONTGOMERY, MN 56069-3803
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 6, 2025Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 22, 2020Warranty Deed, Transfer · Conventional with PMI
CBC NAT'L BK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2025 · Amount on Record
Deed SaleOct 6, 2025 · Amount on Record
Prior SaleJul 22, 2020 · Amount on Record
Deed Document Number2025778721
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICE MN
Recording DateJul 17, 2026
Property Address14490 IRWIN CT, MONTGOMERY, MN 56069-3803
Document Number0000785565
Instrument DateJul 10, 2026
Instrument2026785565
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyESSENT TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address14490 IRWIN CT, MONTGOMERY, MN 56069-3803

Mortgage

Document Number0000785565,
DateJul 17, 2026
Instrument2026785565
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICE MN
Recording DateOct 6, 2025
Property Address14490 IRWIN CT, MONTGOMERY, MN 56069-3803
Document Number000A778721
Instrument DateOct 1, 2025
InstrumentA778721
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,095.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14490 IRWIN CT, MONTGOMERY, MN 56069-3803

Mortgage

Document Number000A778722
DateOct 6, 2025
InstrumentA778722
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICE MN
Recording DateJul 22, 2020
Property Address14490 IRWIN CT, MONTGOMERY, MN 56069-3803
Document Number0000728444
Instrument DateJul 17, 2020
Instrument728444
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyPILLAR TITLE SERVICES, PILLAR TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,799.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14490 IRWIN CT MONTGOMERY MN 560693803, MONTGOMERY, MN 56069-3803

Mortgage

Document Number728445
DateJul 22, 2020
Instrument728445
Lender
NameCBC NAT'L BK MTG
AddressALPHARETTA, GA 30022
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRice County
County SubdivisionErin Township
Unified School DistrictTri-City United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,872.00 (+4.22%)$675,000 (-6.26%) Land $165,800 Building $509,200$675,000 (-6.26%) Land $165,800 Building $509,200
2025$6,594.00 (+3.71%)$720,100 (+4.88%) Land $162,300 Building $557,800$720,100 (+4.88%) Land $162,300 Building $557,800
2024$6,358.00 (+17.31%)$686,600 (-) Land $148,500 Building $538,100$686,600 (-) Land $148,500 Building $538,100
2023$5,420.00$686,600 Land $148,500 Building $538,100$686,600 Land $148,500 Building $538,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bevcomm
Fiber		1,000 / 1,000
GigFire
Fixed Wireless		150 / 130
Midco
Fixed Wireless		100 / 20

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