1449 Union Bridge Rd, Ferrum, VA 24088 Property Records

Patrick County property record for 1449 Union Bridge Rd, Ferrum, VA 24088 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	built 1947
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on File
Last Sale	$42,900 (Jun 2022)
Tax Bill	$484 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5218.00.69`

Property Details

APN / Parcel Number

Primary APN	`5218.00.69`
Alternative APN	`99988`

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1969
Lot Area	196,020 sqft (4.5 acres)

Location & Zoning

Account Number	99988
Street Address	1449 UNION BRIDGE RD
City	FERRUM
State	VA
Zip	24088-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH R I#22-1110
Legal Lot Number	69
Jurisdiction	PATRICK VA
Township / Civil Division	SMITH RIVER
Census Block Group	1
Census Block	1016
Census Tract	30102

Owner

Source: Patrick County records · APN 5218.00.69

Assessment roll updated May 7, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1449 UNION BRIDGE RD, FERRUM, VA 24088-3541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit VALLEYSTAR CREDIT UNION
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage VALLEYSTAR CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	20221110
Prior Transfer Date	Mar 09, 2022
Prior Transfer Doc	0000001110
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	1449 UNION BRIDGE RD, FERRUM, VA 24088-3541
Transaction Type	Mortgage
Record Updated	Oct 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001539
Date	Aug 21, 2023
Instrument	230001539

Lender

Name	VALLEYSTAR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2048

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Jun 15, 2022
Property Address	1449 UNION BRIDGE RD, FERRUM, VA 24088-3541
Document Number	0220001110
Instrument Date	Mar 09, 2022
Instrument	220001110
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3370 HEIDELBACH SCHOOL RD, STUART, VA 24171-3166

Mortgage

Document Number	0220001111
Date	Jun 15, 2022
Instrument	220001111

Lender

Name	VALLEYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Patrick County records · Assessment roll updated May 7, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$484.00	$66,400 Land $21,500 Building $44,900	$66,400 Land $21,500 Building $44,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Patrick County (51141C), updated August 19, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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