1449 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1449 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,608 sqft · built 1910
Lot Size	0.136 acres (5,934 sqft)
Owner	Individual Name on Record
Last Sale	$238,668 (Jan 2026)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Mar 2013 Mortgage Aug 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-153-011.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-153-011.000-023`
Alternative APN	`01610532253`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	2,544 sqft
Basement Area	936 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1964
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,934 sqft (0.136 acres)
Lot Dimensions	138 ft deep x 43 ft wide
View / Lot	Alley
Garage Type	Attached
Garage Area	1,251 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1449 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B HUTSONS REPLAT #17053 2-3-06
Legal Range	06
Legal Township	3
Legal Section	2
Legal Subdivision	HUTSONS REPLAT
Legal Lot Number	B
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3035
Census Tract	10400

Owner

Source: St. Joseph County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2013	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 29, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Feb 15, 2007	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Mar 24, 2006	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Jan 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Jan 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Mar 20, 2019	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE
Aug 6, 2009	Personal Representative Deed, Transfer · FHA Mortgage METLIFE HOME LOANS
Feb 8, 2005	Intrafamily Transfer, Transfer
Feb 28, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	20261825
Prior Transfer Date	Jan 6, 2005
Prior Transfer Doc	0000008463
Record Updated	Sep 20, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001307117
Date	Mar 11, 2013
Instrument	1307117

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2043

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002225236
Date	Aug 29, 2022
Instrument	2225236

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000706264
Date	Feb 15, 2007
Instrument	0706264

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	MISHAWAKA, IN 46544

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610847
Date	Mar 24, 2006
Instrument	0610847

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	MISHAWAKA, IN 46544

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 22, 2026
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Document Number	0002601825
Map Reference	IN 0603769
Instrument Date	Jan 16, 2026
Instrument	2601825
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933

Mortgage

Document Number	0002601826
Date	Jan 22, 2026
Instrument	2601826

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 22, 2026
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Document Number	0002601825
Map Reference	IN 0603769
Instrument Date	Jan 16, 2026
Instrument	2601825
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933

Mortgage

Document Number	0002601826
Date	Jan 22, 2026
Instrument	2601826

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 20, 2019
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Document Number	0001905785
Map Reference	IN 0603769
Instrument Date	Mar 15, 2019
Instrument	1905785
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Investor	Possibly a Property Investor

Mortgage

Document Number	0001905786
Date	Mar 20, 2019
Instrument	1905786

Lender

Name	GVC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2009: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 6, 2009
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Document Number	0000926319
Map Reference	DOC0603769
Instrument Date	Jul 30, 2009
Instrument	0926319
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933

Mortgage

Document Number	0000926320
Date	Aug 6, 2009
Instrument	0926320

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2039

February 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 8, 2005
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Document Number	0000505810
Instrument Date	Jan 6, 2005
Instrument	0505810
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 28, 2005
Property Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933
Document Number	0000508463
Instrument Date	Jan 6, 2005
Instrument	0508463
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 E 3RD ST, MISHAWAKA, IN 46544-2933

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (-1.84%)	$200,900 (+7.66%) Land $22,200 Building $178,700	$200,900 (+7.66%) Land $22,200 Building $178,700
2024	$2,171.00 (+18.05%)	$186,600 (+17.28%) Land $22,200 Building $164,400	$186,600 (+17.28%) Land $22,200 Building $164,400
2023	$1,839.00 (+0.38%)	$159,100 (+1.66%) Land $22,200 Building $136,900	$159,100 (+1.66%) Land $22,200 Building $136,900
2022	$1,832.00 Homeowner's exemption	$156,500 Land $22,200 Building $134,300	$156,500 Land $22,200 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

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