1449 Dewitt St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1449 Dewitt St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,555 sqft · built 1928
Lot Size0.1 acres (4,375 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Nov 2022)
Tax Bill$6,775 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.64-4-22

Property Details

APN / Parcel Number

Primary APN421500 49.64-4-22
Alternative APN
  • 150004906400040220000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,555 sqft Living Area
1st Floor Area1,128 sqft
Upper Floors Area427 sqft
AtticAttic
Attic Area427 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,375 sqft (0.1 acres)
Lot Dimensions125 ft deep x 35 ft wide
Garage TypeDetached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area202 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1449 DEWITT ST
CitySCHENECTADY
StateNY
Zip12303-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 WOOD AND GARAGE
Legal Block4
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4006
Census Tract21600

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.64-4-22

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1449 DEWITT ST, SCHENECTADY, NY 12303-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed, Transfer · FHA Mortgage
SUNMARK FCU
Aug 25, 2021Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleAug 02, 2005 · Amount on Record
Deed Document Number202262312
Deed Book / Page2097 / 732
Record UpdatedJun 08, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateNov 29, 2022
Property Address1449 DEWITT ST, SCHENECTADY, NY 12303-1417
Document Number0000062312
Book / Page2097 / 732
Map ReferencePL A166-168
Instrument DateNov 17, 2022
Instrument202262312
Transaction TypeTransfer
Record UpdatedDec 09, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 COLUMBIA ST, 3, SCHENECTADY, NY 12308-3303

Transferred To (Grantee/Buyer)

NameVerified Name
Address1028 FOREST RD # RRD, RRD, SCHENECTADY, NY 12303-1148

Mortgage

Document Number0000062313
DateNov 29, 2022
Instrument202262313
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1449 DEWITT ST, SCHENECTADY, NY 12303-1417
Transaction TypeMortgage
Record UpdatedSep 08, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1449 DEWITT ST, SCHENECTADY, NY 12303-1417

Mortgage

Document Number0000041722
DateAug 25, 2021
Book Page5136/277
Instrument202141722
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term282 Months
DueFeb 01, 2045

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,775.00 (+66.79%)$137,600 (+66.99%) Land $12,400 Building $125,200$227,852 (+118.45%) Land $20,533 Building $207,319
2023$82,400 (-) Land $12,400 Building $70,000$104,304 (+3.8%) Land $15,696 Building $88,608
2022$82,400 Land $12,400 Building $70,000$100,488 Land $15,122 Building $85,366
2021$4,062.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Based on FCC filings for 1,007 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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