1449 Co Op Point Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1449 Co Op Point Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 425 sqft · built 1965
Lot Size	0.206 acres (8,984 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Aug 2021)
Tax Bill	$1,520 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-0050-00160`

Property Details

APN / Parcel Number

Primary APN	`317-0050-00160`
Alternative APN	`1041311`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	425 sqft Gross Area
1st Floor Area	425 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Rustic
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	8,984 sqft (0.206 acres)
Deck Area	60 sqft
Storage Building	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1041311
Street Address	1449 CO OP POINT RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 16 AND 17 SERIAL #
Legal Subdivision	CO OPERATORS POINT
Legal Lot Number	16-17
Jurisdiction	ST LOUIS MN
Township / Civil Division	EAGLES NEST
Census Block Group	1
Census Block	1013
Census Tract	15402

Owner

Source: St. Louis County records · APN 317-0050-00160

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 2ND ST N, TOWER, MN 55790-0002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK AND TRUST
Sep 07, 2021	Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC
Aug 31, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Nov 03, 2016 · Amount on Record
Deed Document Number	20211423313
Prior Transfer Date	Aug 18, 2021
Prior Transfer Doc	0001423313
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 18, 2026
Property Address	1449 CO OP POINT RD, ELY, MN 55731
Document Number	0001534504
Instrument Date	Jun 05, 2026
Instrument	20261534504
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001534504,
Date	Jun 18, 2026
Instrument	20261534504

Lender

Name	FRANDSEN BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.2%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1449 CO OP POINT RD, ELY, MN 55731
Transaction Type	Mortgage
Record Updated	Oct 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 CO OP POINT RD, ELY, MN 55731

Mortgage

Document Number	0001423728
Date	Sep 07, 2021
Instrument	1423728

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	89 Months
Due	Feb 15, 2029

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 31, 2021
Property Address	1449 CO OP POINT RD, ELY, MN 55731
Document Number	0001423313
Instrument Date	Aug 18, 2021
Instrument	1423313
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 667, TOWER, MN 55790-0667

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Eagles Nest Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,520.00 (-0.52%)
2025	$1,528.00 (+26.07%)	$158,600 (-4.92%) Land $120,500 Building $38,100	$158,600 (-4.92%) Land $120,500 Building $38,100
2024	$1,212.00	$166,800 (+32.91%) Land $127,200 Building $39,600	$166,800 (+32.91%) Land $127,200 Building $39,600
2022		$125,500 Land $97,600 Building $27,900	$125,500 Land $97,600 Building $27,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, Treehouse Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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