1449 Birch Ln, South Elgin, IL 60177 Property Records

Kane County property record for 1449 Birch Ln, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 2000
Lot Size	0.208 acres (9,053 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Apr 2024)
Tax Bill	$8,321 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-230-007`

Property Details

APN / Parcel Number

Primary APN	`06-33-230-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area
Gross Area	2,439 sqft
Basement Area	714 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,053 sqft (0.208 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1449 BIRCH LN
City	SOUTH ELGIN
State	IL
Zip	60177-2996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGSPORT VILLAGE PHASE 2 LOT 126
Legal Subdivision	KINGSPORT VILLAGE
Legal Phase	2
Legal Block	4
Legal Lot Number	126
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4006
Census Tract	851907

Owner

1449 Birch Ln is owned by two individuals who bought it in April 2024.

Source: Kane County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3136 GANSETT PKWY, ELGIN, IL 60124-8821
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · FHA Mortgage POINT MORTGAGE CORP
Apr 15, 2024	Warranty Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Aug 17, 2015 · Amount on File
Deed Document Number	202412217
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1449 BIRCH LN, SOUTH ELGIN, IL 60177-2996
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3136 GANSETT PKWY, ELGIN, IL 60124-8821

Mortgage

Document Number	0000015286
Date	May 8, 2024
Instrument	2024K015286

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 15, 2024
Property Address	1449 BIRCH LN, SOUTH ELGIN, IL 60177-2996
Document Number	0000012217
Map Reference	DOC 98K044589
Instrument Date	Apr 4, 2024
Instrument	2024K012217
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1449 BIRCH LN, SOUTH ELGIN, IL 60177-2996

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1449 BIRCH LN, SOUTH ELGIN, IL 60177-2996

Mortgage

Document Number	0000012218
Date	Apr 15, 2024
Instrument	2024K012218

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

Mortgage

Document Number	0000012219
Date	Apr 15, 2024
Instrument	2024K012219

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1449 BIRCH LN, SOUTH ELGIN, IL 60177-2996
Document Number	0000042746
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1449 BIRCH LN SOUTH ELGIN IL 601772996, SOUTH ELGIN, IL 60177-2996

Mortgage

Document Number	0000042746
Date	Sep 16, 2019
Instrument	42746

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1449 Birch Ln was $8,321.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,321.00	$120,491 (+8.57%) Land $30,744 Building $89,747	$361,618 (+8.57%) Land $92,269 Building $269,349
2024		$110,980 Land $28,317 Building $82,663	$333,073 Land $84,985 Building $248,088
2022	$7,350.00 (+6.2%) Homeowner's exemption	$91,421 (+6.96%) Land $23,326 Building $68,095	$274,263 (+6.96%) Land $69,978 Building $204,285
2021	$6,921.00 Homeowner's exemption	$85,472 Land $21,808 Building $63,664	$256,416 Land $65,424 Building $190,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1449 Birch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1449 Birch Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	ELGIN
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Birch Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures