14489 US 20, Middlebury, IN 46540 Property Records

Elkhart County property record for 14489 US 20, Middlebury, IN 46540

Property Summary

Property Type	Light Industrial
Details	2 ba · 106,398 sqft · built 1964
Lot Size	13.6 acres (594,942 sqft)
Owner	Company Name on File
Last Sale	$96,066 (Dec 2020)
Tax Bill	$59,299 (2024)
Deeds & Mortgages	Dec 2020 Sale Dec 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-08-451-003.000-034`

Property Details

APN / Parcel Number

Primary APN	`20-08-08-451-003.000-034`
Alternative APN	`0808451003034`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	106,398 sqft Gross Area
Upper Floors Area	2,890 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	594,942 sqft (13.6 acres)
Porch	Enclosed Porch
Porch Area	30 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	14489 US 20
City	MIDDLEBURY
State	IN
Zip	46540
Property Category	Industrial
Property Type	Industrial > Light Industrial
Local Zoning Code	ZO01
Legal Description	PT S1/2 -2023.5FT W SE COR 290X35X676.81X677 EX 1.112A ROW SEC 8 13.658A
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3007
Census Tract	804

Owner

14489 US 20, an industrial property, is owned by a company that bought it in December 2020.

Source: Elkhart County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	14441 US HIGHWAY 20, MIDDLEBURY, IN 46540-9733
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 5, 2020	Deed of Trust, Mortgage BUSINESS DEV
Mar 5, 2020	Loan Modification, Mortgage LAKE CTY BK
Jan 10, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage LAKE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Dec 17, 2013
Deed Document Number	202029628
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 10, 2020
Property Address	14489 US HIGHWAY 20, MIDDLEBURY, IN 46540-9733
Document Number	0000029628
Instrument Date	Mar 23, 2020
Instrument	29628
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N SENATE AVENUE N601 RE INDIANAPOLIS IN 46204, INDIANAPOLIS, IN 46204
Investor	Possibly a Property Investor

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 10, 2020
Property Address	14489 US HIGHWAY 20, MIDDLEBURY, IN 46540-9733
Document Number	0000029629
Instrument Date	Mar 23, 2020
Instrument	29629
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N SENATE AVENUE N601 RE INDIANAPOLIS IN 46204, INDIANAPOLIS, IN 46204
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	14489 US HIGHWAY 20, MIDDLEBURY, IN 46540-9733
Document Number	0000004924
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	MERIDIAN TITLE COMMERCIAL, MERIDIAN TITLE COM'L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14489 US HIGHWAY 20 MIDDLEBURY IN 465409733, MIDDLEBURY, IN 46540-9733

Mortgage

Document Number	0000004924
Date	Mar 5, 2020
Instrument	4924

Lender

Name	BUSINESS DEV
Type	Construction/Development Company
Address	SOUTH BEND, IN 46601

Agreement

Amount	Amount on Record
Term	300 Months
Due	Mar 4, 2045

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	14489 US HIGHWAY 20, MIDDLEBURY, IN 46540-9733
Document Number	0000005473
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	311 N MAIN ST MIDDLEBURY IN 465409003, MIDDLEBURY, IN 46540-9003

Mortgage

Document Number	0000005473
Date	Mar 12, 2020
Instrument	5473

Lender

Name	LAKE CTY BK
Type	Bank
Address	202 E CENTER ST, WARSAW, IN 46580-2842

Agreement

Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 10, 2020
Property Address	14489 US HIGHWAY 20, MIDDLEBURY, IN 46540-9733
Document Number	0000000713
Instrument Date	Dec 19, 2019
Instrument	2020-00713
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 N MAIN ST, MIDDLEBURY, IN 46540

Mortgage

Document Number	0000000714
Date	Jan 10, 2020
Instrument	2020-00714

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jul 8, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,200,000 (+2.16%) Land $408,100 Building $2,791,900	$3,200,000 (+2.16%) Land $408,100 Building $2,791,900
2024	$59,299.00	$3,132,400 (+6.78%) Land $408,100 Building $2,724,300	$3,132,400 (+6.78%) Land $408,100 Building $2,724,300
2023		$2,933,500 (-5.27%) Land $408,100 Building $2,525,400	$2,933,500 (-5.27%) Land $408,100 Building $2,525,400
2022	$47,958.00	$3,096,600 Land $408,100 Building $2,688,500	$3,096,600 Land $408,100 Building $2,688,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14489 US 20 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14489 US 20 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet, Xfinity.

Nearby Properties on US 20

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