14489 Ruby Rd, Woodford, VA 22580 Property Records

Caroline County property record for 14489 Ruby Rd, Woodford, VA 22580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,369 sqft · built 1992
Lot Size8.75 acres (381,150 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jan 2022)
Tax Bill$2,347 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-4-53

Property Details

APN / Parcel Number

Primary APN38-4-53
Alternative APNs
  • 038 4 53
  • 16990

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,369 sqft Living Area
Gross Area3,138 sqft
1st Floor Area1,369 sqft
Basement Area1,369 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area381,150 sqft (8.75 acres)
TerrainRolling
Deck Area1 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number16990
Street Address14489 RUBY RD
CityWOODFORD
StateVA
Zip22580-2127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionROBERTS SUBD LOT 53
Legal SubdivisionROBERTS SUBD
Legal Lot Number53
JurisdictionCAROLINE VA
Township / Civil DivisionMADISON
Census Block Group2
Census Block2024
Census Tract30400

Owner

Source: Caroline County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14489 RUBY RD, WOODFORD, VA 22580-2127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2022 · Amount on Record
Deed SaleJan 26, 2022 · Amount on Record
Deed Document Number2022442
Deed Book / Page1483 / 736
Record UpdatedSep 20, 2026

January 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCAROLINE VA
Recording DateJan 26, 2022
Property Address14489 RUBY RD, WOODFORD, VA 22580-2127
Document Number0001483736
Book / Page1483 / 736
Map ReferenceMB 197 PG 432
Instrument DateJan 25, 2022
Instrument220000442
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14489 RUBY RD, WOODFORD, VA 22580-2127

Mortgage

Document Number0220000443
DateJan 26, 2022
Instrument220000443
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,347.00 (-99.25%)$404,740 Land $100,900 Building $303,840
2025$311,649.00$404,740 Land $100,900 Building $303,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ruby Rd

Nearby Streets

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