14486 Cherry Ridge Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 14486 Cherry Ridge Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,991 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$3,347 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-22-002-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-22-002-016.000-018`
Alternative APN	`1610220002016000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,991 sqft Living Area
1st Floor Area	985 sqft
2nd Floor Area	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	142 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610220002016000
Street Address	14486 CHERRY RIDGE RD
City	CARMEL
State	IN
Zip	46033-9177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .23, SECTION 22, TOWNSHIP 18, RANGE 4, ASHMORE TRACE, LOT 16
Legal Range	04
Legal Township	18
Legal Section	22
Legal Subdivision	ASHMORE TRACE
Legal Lot Number	16
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	110911

Owner

14486 Cherry Ridge Rd is owned and occupied by an individual who acquired it in October 2018.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14486 CHERRY RIDGE RD, CARMEL, IN 46033-9177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018
Deed Sale	Oct 25, 2018
Deed Document Number	2018050479
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14486 CHERRY RIDGE RD, CARMEL, IN 46033-9177
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14486 CHERRY RIDGE RD, CARMEL, IN 46033-9177

Mortgage

Document Number	0000032201
Date	Jun 28, 2022
Instrument	2022032201

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14486 CHERRY RIDGE RD, CARMEL, IN 46033-9177
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021066122
Date	Sep 10, 2021
Instrument	2021066122

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14486 CHERRY RIDGE RD, CARMEL, IN 46033-9177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050553
Date	Oct 11, 2019
Instrument	2019050553

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 25, 2018
Property Address	14486 CHERRY RIDGE RD, CARMEL, IN 46033-9177
Document Number	2018050479
Map Reference	DOC9452521
Instrument Date	Oct 15, 2018
Instrument	2018050479
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	TITLE LINKS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14486 CHERRY RIDGE RD, CARMEL, IN 46033-9177

Mortgage

Document Number	2018050480
Date	Oct 25, 2018
Instrument	2018050480

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,900 (+1.08%) Land $82,400 Building $235,500	$317,900 (+1.08%) Land $82,400 Building $235,500
2024	$3,347.00 (+3.85%)	$314,500 (-) Land $82,400 Building $232,100	$314,500 (-) Land $82,400 Building $232,100
2023	$3,223.00 (+10.41%)	$314,500 (+18.28%) Land $82,400 Building $232,100	$314,500 (+18.28%) Land $82,400 Building $232,100
2022	$2,919.00	$265,900 Land $83,200 Building $182,700	$265,900 Land $83,200 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14486 Cherry Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14486 Cherry Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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