14484 90th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 14484 90th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,016 sqft · built 1988
Lot Size	9.2 acres (400,752 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jul 2026)
Tax Bill	$2,334 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2025 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-028-0702`

Property Details

APN / Parcel Number

Primary APN	`02-028-0702`

Interior

Building Area	1,016 sqft Living Area
Basement Area	1,016 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	400,752 sqft (9.2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft

Location & Zoning

Street Address	14484 90TH AVE
City	MILACA
State	MN
Zip	56353-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NW OF SW, DES AS PARCEL # 17 OF 11/12/01 SKETCH 28 38 26 9.20
Legal Range	26
Legal Township	38
Legal Section	28
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1040
Census Tract	170400

Owner

14484 90th Ave is owned and occupied by an individual who bought it in July 2026.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14484 90TH AVE, MILACA, MN 56353-3825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Aug 28, 2025	Warranty Deed, Transfer · Stand-Alone Second Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Aug 28, 2025 · Amount on File
Deed Document Number	2026451834
Prior Transfer Date	Oct 13, 2011
Prior Transfer Doc	A369628
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 1, 2026
Property Address	14484 90TH AVE, MILACA, MN 56353-3825
Document Number	0000451834
Instrument Date	Jun 22, 2026
Instrument	2026451834
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,986.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14484 90TH AVE, MILACA, MN 56353-3825

Mortgage

Document Number	0000451835,
Date	Jul 1, 2026
Instrument	2026451835

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 28, 2025
Property Address	14484 90TH AVE, MILACA, MN 56353-3825
Document Number	000A447678
Instrument Date	Aug 20, 2025
Instrument	A447678
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.12
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14484 90TH AVE, MILACA, MN 56353-3825

Mortgage

Document Number	000A447680
Date	Aug 28, 2025
Instrument	A447680

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 14484 90th Ave was $2,334, down 28.7% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,334.00 (-28.71%)	$272,600 (+2.64%) Land $81,500 Building $191,100	$272,600 (+2.64%) Land $81,500 Building $191,100
2025	$3,274.00	$265,600 Land $96,800 Building $168,800	$265,600 Land $96,800 Building $168,800
2023	$3,108.00	$268,000 Land $62,400 Building $205,600	$268,000 Land $62,400 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14484 90th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14484 90th Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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