14480 Root Rd, Albion, NY 14411 Property Records

Orleans County and Barre Town property record for 14480 Root Rd, Albion, NY 14411

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 2,376 sqft · built 1908
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2022)
Tax Bill	$5,681 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0309-01`

Property Details

APN / Parcel Number

Primary APN	`0309-01`
Alternative APNs	`22001170000001007011` `342200 117.-1-7.11`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
1st Floor Area	1,944 sqft
2nd Floor Area	432 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	609,840 sqft (14 acres)
Lot Dimensions	1,342 ft deep x 189 ft wide
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	14480 ROOT RD
City	ALBION
State	NY
Zip	14411-9569
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	04 - FARM
Legal Description	LOT 3 TWNSHP 14 RG 2
Legal Block	1
Legal Lot Number	7.011
Jurisdiction	ORLEANS NY
Township / Civil Division	BARRE
Census Block Group	1
Census Block	1029
Census Tract	40601

Owner

14480 Root Rd, a rural home, is owned and occupied by an individual who bought it in August 2022.

Source: Orleans County and Barre Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	14480 ROOT RD, ALBION, NY 14411-9569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HUNT MORTGAGE
Jul 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 17, 2017	Deed of Trust, Mortgage LOANDEPOTCOM LLC
Jul 1, 2020	Warranty Deed, Transfer · FHA Mortgage GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Jul 1, 2020 · Amount on File
Deed Document Number	2022117056
Deed Book / Page	869 / 359
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORLEANS NY
Recording Date	Aug 26, 2022
Property Address	14480 ROOT RD, ALBION, NY 14411-9569
Document Number	000869/359
Book / Page	869 / 359
Instrument Date	Aug 24, 2022
Instrument	117056
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GOUNDRY ST APT 1, 1, NORTH TONAWANDA, NY 14120-6146

Mortgage

Document Number	0000117057
Date	Aug 26, 2022
Instrument	117057

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	14480 ROOT RD, ALBION, NY 14411-9569
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00868/5935
Date	Jul 7, 2022
Book Page	868/5935
Instrument	116314

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	14480 ROOT RD, ALBION, NY 14411-9569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000856/0000003748
Date	Oct 17, 2017
Book Page	0000000856/0000003748
Instrument	000000095882

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORLEANS NY
Recording Date	Jul 1, 2020
Property Address	14480 ROOT RD, ALBION, NY 14411-9569
Document Number	00862/5745
Book / Page	862 / 5745
Instrument Date	Jun 25, 2020
Instrument	106616
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16734 KENMORE RD, KENDALL, NY 14476-9626
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106617
Date	Jul 1, 2020
Instrument	106617

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 14480 Root Rd was $5,681, up 1% from the year before.

Source: Orleans County and Barre Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orleans County
County Subdivision	Barre Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,681.00 (+1%)
2025	$5,625.00	$145,000 (-) Land $35,300 Building $109,700	$185,900 (+2.54%) Land $45,257 Building $140,643
2024		$145,000 (-) Land $35,300 Building $109,700	$181,300 (+25.03%) Land $44,137 Building $137,163
2023		$145,000 Land $35,300 Building $109,700	$145,000 Land $35,300 Building $109,700
2020	$4,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14480 Root Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 13, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14480 Root Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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