Lake County property record for 14480 Ridge Rd, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2005 |
| Lot Size | 0.109 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jan 2023) |
| Tax Bill | $3,173 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-122-090-000 |
| Primary APN | 040-122-090-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,300 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 4,791 sqft (0.109 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14480 RIDGE RD |
|---|---|
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-7935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLUBHOUSE ADD/CLEARLAKE HLNDS |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 802 |
Source: Lake County records · APN 040-122-090-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1616, LOWER LAKE, CA 95457-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HABITAT FOR HUMANITY LAKE COUNTY CA INC |
| Jan 31, 2023 | Grant Deed, Transfer · USDA Mortgage USDA |
| Nov 12, 2021 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Prior Sale | Nov 12, 2021 · Amount on Record |
| Deed Document Number | 2023001371 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 14480 RIDGE RD, CLEARLAKE, CA 95422-7935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001374 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023001374 |
| Name | HABITAT FOR HUMANITY LAKE COUNTY CA INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOWER LAKE, CA 95457 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jan 31, 2023 |
| Property Address | 14480 RIDGE RD, CLEARLAKE, CA 95422-7935 |
| Document Number | 0000001371 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 2023001371 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1830, LOWER LAKE, CA 95457-1830 |
| Document Number | 0000001372 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023001372 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Jan 30, 2061 |
| Document Number | 0000001373 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023001373 |
| Name | HABITAT FOR HUMANITY LAKE COUNTY CA INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LOWER LAKE, CA 95457 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 14480 RIDGE RD, CLEARLAKE, CA 95422-7935 |
| Document Number | 0000019006 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | Nov 07, 2021 |
| Instrument | 2021019006 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1830, LOWER LAKE, CA 95457-1830 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,173.00 (+14.42%) Homeowner's exemption | $275,706 (+20.13%) Land $20,808 Building $254,898 |
| 2023 | $2,773.00 (+5.28%) | $229,500 Land $20,400 Building $209,100 |
| 2022 | $2,634.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), as of October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330008022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 45 (1986–2017) |
| Claims Outside the SFHA | 10 of 45 |
| Most Recent Claim | Feb 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 402 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA1710003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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