1448 Wheyfield Dr, Frederick, MD 21701 Property Records

Frederick County property record for 1448 Wheyfield Dr, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,048 sqft · built 2015
Lot Size	0.025 acres (1,092 sqft)
Owner	Individual Name on Record
Last Sale	$397,000 (Feb 2023)
Tax Bill	$5,664 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-592290`

Property Details

APN / Parcel Number

Primary APN	`02-592290`
Alternative APN	`592290`

Interior

Full Baths	3 Baths
Stories	4 Stories
Building Area	2,048 sqft Total Area

Exterior

Year Built	Built 2015
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,092 sqft (0.025 acres)
Garage Type	Built-in
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	592290
Street Address	1448 WHEYFIELD DR
City	FREDERICK
State	MD
Zip	21701-2513
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 1 PHASE 10 1,092 SQ FT MONOCACY PARK SOUTH
Legal Subdivision	MONOCACY PARK
Legal Phase	1,10
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2016
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1448 WHEYFIELD DR, FREDERICK, MD 21701-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL HOMEBUYERS FUND INC
Feb 3, 2023	Special Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Mar 7, 2017	Grant Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	0016320303
Deed Book / Page	16320 / 303
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1448 WHEYFIELD DR, FREDERICK, MD 21701-2513
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	INTEGRITY CLOSING COMPANY LLC, INTEGRITY T&E CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 WHEYFIELD DR, FREDERICK, MD 21701-2513

Mortgage

Document Number	0167260306
Date	Jan 8, 2024
Book Page	16726/306

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2052

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1448 WHEYFIELD DR, FREDERICK, MD 21701-2513
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 WHEYFIELD DR, FREDERICK, MD 21701-2513

Mortgage

Document Number	0163200329
Date	Feb 3, 2023
Book Page	16320/329

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2037

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 3, 2023
Property Address	1448 WHEYFIELD DR, FREDERICK, MD 21701-2513
Document Number	0163200303
Book / Page	16320 / 303
Map Reference	MB 96 PL 15-17
Instrument Date	Dec 5, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INTEGRITY T&E CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1448 WHEYFIELD DR, FREDERICK, MD 21701-2513
Investor	Possibly a Property Investor

Mortgage

Document Number	0163200311
Date	Feb 3, 2023
Book Page	16320/311

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 7, 2017
Property Address	1448 WHEYFIELD DR, FREDERICK, MD 21701-2513
Document Number	0116990380
Book / Page	011699 / 000380
Instrument Date	Feb 23, 2017
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.82
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1448 WHEYFIELD DR FREDERICK MD 217012513, FREDERICK, MD 21701-2513

Mortgage

Document Number	116990387
Date	Mar 7, 2017
Book Page	011699/000387

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,664.00 (+13.87%)	$310,200 (+13.71%)	$385,000 (+41.13%) Land $100,000 Building $285,000
2022	$4,974.00	$272,800 Land $80,000 Building $192,800	$272,800 Land $80,000 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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