DeSoto County property record for 1448 Vernon Dr S, Hernando, MS 38632 · Last verified December 2025
| Property Type | Other |
|---|---|
| Details | 4 bd · 2,448 sqft · built 2005 |
| Lot Size | 0.403 acres (17,567 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-13-0-00049-00 |
| Primary APN | 3-07-4-17-13-0-00049-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,448 sqft |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 17,567 sqft (0.403 acres) |
| Lot Dimensions | 133 ft deep x 146 ft wide |
| Patio Area | 384 sqft |
| Street Address | 1448 VERNON DR S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7632 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | LEE'S SUMMIT LOT 49 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Subdivision | LEES SUMMIT |
| Legal Lot Number | 49 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-4-17-13-0-00049-00
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1890 MOUNT PLEASANT RD, HERNANDO, MS 38632-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 07, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Nov 30, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2016 |
| Deed Sale | Nov 22, 2016 |
| Prior Sale | Oct 12, 2005 |
| Deed Document Number | 0000809082 |
| Deed Book / Page | 0809 / 082 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1448 VERNON DR S, HERNANDO, MS 38632-7632 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1890 MOUNT PLEASANT RD, HERNANDO, MS 38632-1607 |
| Document Number | 5660/82743 |
|---|---|
| Date | Sep 07, 2023 |
| Book Page | 5660/82743 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1448 VERNON DR S, HERNANDO, MS 38632-7632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004643/230 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 4643/230 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 15, 2043 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | Additional exemption filed |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 40% of the US · above 29% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Telapex | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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