Oakland County property record for 1448 Spinnaker Ct, Highland, MI 48356
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 2,568 sqft · built 2021 |
| Lot Size | 0.781 acres (34,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Mar 2020) |
| Tax Bill | $6,493 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-14-252-005 |
| Primary APN | H-11-14-252-005 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,568 sqft Living Area |
| Basement Area | 1,926 sqft |
| Unfinished Basement | 1,926 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Lot Area | 34,020 sqft (0.781 acres) |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1448 SPINNAKER CT |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48356-2261 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KV |
| Legal Description | T3N, R7E, SEC 14 OAKLAND COUNTY CONDOMINIUM PLAN NO 894 SOUTH BAY SHORES CONDOMINIUM UNIT 45 L 15155 P 572 1-20-95 FR 100-055 |
| Legal Range | 7E |
| Legal Township | 3N |
| Legal Section | 14 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 45 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 131500 |
Source: Oakland County records · APN H-11-14-252-005
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1448 SPINNAKER CT, HIGHLAND, MI 48356-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK |
| Mar 10, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Dec 04, 2018 | Quit Claim Deed, Transfer OTHER |
| Nov 21, 2018 | Deed of Trust, Mortgage LAKE MI CU |
| Oct 04, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI LAKE MI CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on Record |
| Deed Sale | Mar 10, 2020 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Document Number | 202048117 |
| Deed Book / Page | 53933 / 310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1448 SPINNAKER CT, HIGHLAND, MI 48356-2261 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 3483 HIGH VW, HIGHLAND, MI 48356-1414 |
| Document Number | 0000104817 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 56090/782 |
| Instrument | 104817 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1448 SPINNAKER CT, HIGHLAND, MI 48356-2261 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3483 HIGH VW, HIGHLAND, MI 48356-1414 |
| Document Number | 0000106939 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 56108/683 |
| Instrument | 106939 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 10, 2020 |
| Property Address | 1448 SPINNAKER CT, HIGHLAND, MI 48356-2261 |
| Document Number | 0000048117 |
| Book / Page | 053933 / 000310 |
| Instrument Date | Mar 03, 2020 |
| Instrument | 48117 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $602.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3483 HIGH VIEW RD HIGHLAND MI 48356, HIGHLAND, MI 48356 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 04, 2018 |
| Property Address | 1448 SPINNAKER CT, HIGHLAND, MI 48356-2261 |
| Document Number | 0000195448 |
| Book / Page | 052408 / 000510 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 195448 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 SEA VW #15 WATERFORD MI 483273174, 15, WATERFORD, MI 48327-3174 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1448 SPINNAKER CT, HIGHLAND, MI 48356-2261 |
| Document Number | 0000195449 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5406 SEA VW #15 WATERFORD MI 483273174, 15, WATERFORD, MI 48327-3174 |
| Document Number | 0000195449 |
|---|---|
| Date | Dec 04, 2018 |
| Book Page | 052408/000512 |
| Instrument | 195449 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 03, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 04, 2017 |
| Property Address | 1448 SPINNAKER CT, HIGHLAND, MI 48356-2261 |
| Document Number | 0000184356 |
| Book / Page | 051140 / 000883 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 184356 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5406 SEA VW #15 WATERFORD MI 483273174, 15, WATERFORD, MI 48327-3174 |
| Document Number | 184357 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 051141/000001 |
| Instrument | 184357 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,493.00 (-31.68%) Homeowner's exemption | $330,490 (+20.64%) | $660,980 (+20.64%) |
| 2024 | $9,504.00 (+480.57%) | ||
| 2023 | $273,950 | $547,900 | |
| 2021 | $1,637.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251315003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 43 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0003312, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIGHLAND TOWNSHIP serves 3,837 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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