1448 Providence Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1448 Providence Dr, Webster, NY 14580

Property Summary

Details	5 bd · 3.5 ba · 3,130 sqft · built 2018
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$426,050 (Jan 2019)
Tax Bill	$16,640 (2026)
Deeds & Mortgages	Apr 2020 Loan Modification Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 050.03-8-84`

Property Details

APN / Parcel Number

Primary APN	`265489 050.03-8-84`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,130 sqft Living Area
1st Floor Area	1,890 sqft
2nd Floor Area	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	229 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1448 PROVIDENCE DR
City	WEBSTER
State	NY
Zip	14580-9485
Property Category	Other
Property Type	Unknown
Legal Block	8
Legal Lot Number	84.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2000
Census Tract	11304

Owner

1448 Providence Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1448 PROVIDENCE DR, WEBSTER, NY 14580-9485
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2020	Loan Modification, Mortgage · Conventional with PMI MR COOPER
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 14, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on File
Deed Sale	Jan 14, 2019 · Amount on File
Deed Document Number	2019672
Deed Book / Page	12135 / 384
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	1448 PROVIDENCE DR, WEBSTER, NY 14580-9485
Document Number	0000000684
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1448 PROVIDENCE DR WEBSTER NY 145809485, WEBSTER, NY 14580-9485

Mortgage

Document Number	0000000684
Date	May 22, 2020
Book Page	028527/000061
Instrument	684

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1448 PROVIDENCE DR, WEBSTER, NY 14580-9485
Document Number	0000000683
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1448 PROVIDENCE DR WEBSTER NY 145809485, WEBSTER, NY 14580-9485

Mortgage

Document Number	0000000683
Date	May 22, 2020
Book Page	028527/000042
Instrument	683

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 14, 2019
Property Address	1448 PROVIDENCE DR, WEBSTER, NY 14580-9485
Document Number	0000000672
Book / Page	12135 / 384
Map Reference	LB 356 PG 89
Instrument Date	Jan 10, 2019
Instrument	201901140672
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,706.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1133 HIDDEN VALLEY TRL, 1133, WEBSTER, NY 14580-9175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 PROVIDENCE DR, WEBSTER, NY 14580-9485

Mortgage

Document Number	0000000673
Date	Jan 14, 2019
Instrument	201901140673

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1448 Providence Dr was $16,640, up 1.9% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,640.00 (+1.9%)
2025	$16,329.00	$348,200 Land $33,300 Building $314,900	$725,400 Land $69,373 Building $656,027
2023		$348,200 (-) Land $33,300 Building $314,900	$600,300 (+10.33%) Land $57,410 Building $542,890
2022		$348,200 Land $33,300 Building $314,900	$544,100 Land $52,035 Building $492,065
2021	$15,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1448 Providence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1448 Providence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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