1448 N Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1448 N Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1979
Lot Size	0.021 acres (915 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2019)
Tax Bill	$4,650 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-12-31-0350-00020-0250`

Property Details

APN / Parcel Number

Primary APN	`01-12-31-0350-00020-0250`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,152 sqft Heated Area
Gross Area	2,272 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	915 sqft (0.021 acres)
Driveway	Driveway
Driveway Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1448 N CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALIKI GOLD COAST SUBD PARCEL #25 OF LOT 2 PLAT BK 26 PG 11 OR 90 PG 259-261 OR 121 PG 269 OR 519 PG 698 OR 629 PG 987 OR 2368
Legal Range	31E
Legal Township	12S
Legal Section	01
Legal Subdivision	ALIKI GOLD COAST SUBD
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1016
Census Tract	60302

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1448 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEERY CREEK MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Oct 5, 1998 · Amount on Record
Deed Document Number	2019025184
Deed Book / Page	2368 / 0690
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1448 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2919
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 N CENTRAL AVE 1448, 1448, FLAGLER BEACH, FL 32136-2919

Mortgage

Document Number	0025911297
Date	Aug 5, 2021
Book Page	2591/1297
Instrument	2021042803

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 9, 2019
Property Address	1448 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2919
Document Number	0023680690
Book / Page	2368 / 0690
Map Reference	MB 26 PG 11-14
Instrument Date	Jun 28, 2019
Instrument	2019025184
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	568 BATTLEFIELD PKWY, 568, RINGGOLD, GA 30736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2919

Mortgage

Document Number	0023680691
Date	Jul 9, 2019
Instrument	2368-0691

Lender

Name	CHEERY CREEK MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,650.00 (+5.9%) Homeowner's exemption	$281,746 (+5.99%)	$337,367 (-1.3%) Land $90,000 Building $247,367
2023	$4,391.00 (+2.76%) Homeowner's exemption	$265,831 (+3%)	$341,820 (+2.25%) Land $90,000 Building $251,820
2022	$4,273.00 Homeowner's exemption	$258,088	$334,290 Land $90,000 Building $244,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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