1448 Luning Dr, San Jose, CA 95118 Property Records

Santa Clara County property record for 1448 Luning Dr, San Jose, CA 95118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,574 sqft · built 1962
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,710,000 (Nov 2025)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`569-30-012`

Property Details

APN / Parcel Number

Primary APN	`569-30-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1448 LUNING DR
City	SAN JOSE
State	CA
Zip	95118-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3050 BOOK 139 PAGE 2 PAGE 3 LOT 137
Legal Tract	3050
Legal Lot Number	137
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	502909

Owner

1448 Luning Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1448 LUNING DR, SAN JOSE, CA 95118-2436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit WILLOW GARDENS LTD LLC
Nov 6, 2025	Grant Deed, Transfer · Line of Credit WILLOW GARDENS LTD LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Deed Document Number	202525896898
Prior Transfer Date	Oct 30, 2025
Prior Transfer Doc	0025896897
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 7, 2026
Property Address	1448 LUNING DR, SAN JOSE, CA 95118-2436
Document Number	0025968884
Instrument Date	Apr 1, 2026
Instrument	202625968884
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1448 LUNING DR, SAN JOSE, CA 95118-2436

Mortgage

Document Number	0025968885,
Date	Apr 7, 2026
Instrument	202625968885

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1448 LUNING DR, SAN JOSE, CA 95118-2436
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 UNION AVE, CAMPBELL, CA 95008-3155

Mortgage

Document Number	0025896899
Date	Nov 6, 2025
Instrument	25896899

Lender

Name	WILLOW GARDENS LTD LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 6, 2025
Property Address	1448 LUNING DR, SAN JOSE, CA 95118-2436
Document Number	0025896898
Map Reference	MB 139 PG 2 & 3
Instrument Date	Oct 27, 2025
Instrument	25896898
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1448 LUNING DR, SAN JOSE, CA 95118-2436

Mortgage

Document Number	0025896899
Date	Nov 6, 2025
Instrument	25896899

Lender

Name	WILLOW GARDENS LTD LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1448 Luning Dr was $3,239, up 1.1% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,710,000 (+1,885.97%) Land $1,450,000 Building $260,000
2025	$3,239.00 (+1.12%) Homeowner's exemption	$86,104 Land $24,454 Building $61,650
2024	$3,203.00 (+3.86%)
2023	$3,084.00 (+26.76%) Homeowner's exemption	$82,762 Land $23,505 Building $59,257
2022	$2,433.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1448 Luning Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1448 Luning Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Verizon.

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