1448 Chestnut Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 1448 Chestnut Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,092 sqft · built 2007
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2018)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`321-00-00-222`

Property Details

APN / Parcel Number

Primary APN	`321-00-00-222`
Alternative APNs	`0321 00 00 2220` `49834`

Interior

Stories	1 Story
Building Area	3,092 sqft Gross Area
Gross Area	1,791 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Vinyl
Lot Area	25,700 sqft (0.589 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	30 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	49834
Old Parcel Number	0321 00 00 2220
Street Address	1448 CHESTNUT RD
City	ELGIN
State	SC
Zip	29045-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 2
Legal Subdivision	CHESTNUT ROAD
Legal Lot Number	2
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2016
Census Tract	970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1448 CHESTNUT RD, ELGIN, SC 29045-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 4, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Dec 18, 2018	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	0003962238
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1448 CHESTNUT RD, ELGIN, SC 29045-9021
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020238051
Date	Sep 19, 2023
Book Page	5016/91
Instrument	2023-8051

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1448 CHESTNUT RD, ELGIN, SC 29045-9021
Document Number	0000009490
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 CHESTNUT RD ELGIN SC 290459021, ELGIN, SC 29045-9021

Mortgage

Document Number	0000009490
Date	Oct 9, 2020
Book Page	004321/000257
Instrument	9490

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 18, 2018
Property Address	1448 CHESTNUT RD, ELGIN, SC 29045-9021
Document Number	0000009928
Book / Page	003962 / 000238
Instrument Date	Oct 22, 2018
Instrument	9928
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 CHESTNUT RD ELGIN SC 290459021, ELGIN, SC 29045-9021

Mortgage

Document Number	9929
Date	Dec 18, 2018
Book Page	003962/000242
Instrument	9929

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (+7.29%)	$191,000 (-) Land $25,000 Building $166,000	$191,000 (-)
2023	$1,139.00	$191,000 Land $25,000 Building $166,000	$191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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