1448 Central Ave, Beloit, WI 53511 Property Records

Rock County property record for 1448 Central Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1940
Lot Size	0.095 acres (4,138 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jul 2020)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 12531845`

Property Details

APN / Parcel Number

Primary APN	`206 12531845`
Alternative APN	`12531845`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	4,138 sqft (0.095 acres)

Location & Zoning

Account Number	206 12531845
Street Address	1448 CENTRAL AVE
City	BELOIT
State	WI
Zip	53511-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 10 GEORGE LUETY ADD
Legal Subdivision	GEORGE LUETY ADD
Legal Lot Number	10
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1001
Census Tract	1900

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1448 CENTRAL AVE, BELOIT, WI 53511-3849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jul 1, 2020	Deed, Transfer · FHA Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Document Number	20202158317
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1448 CENTRAL AVE, BELOIT, WI 53511-3849
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002194799
Date	Jul 30, 2021
Instrument	2194799

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jul 1, 2020
Property Address	1448 CENTRAL AVE, BELOIT, WI 53511-3849
Document Number	0002158317
Instrument Date	Jun 30, 2020
Instrument	2158317
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 CENTRAL AVE, BELOIT, WI 53511-3849

Mortgage

Document Number	0002158318
Date	Jul 1, 2020
Instrument	2158318

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (+63.39%) Homeowner's exemption	$128,600 (+50.94%) Land $7,500 Building $121,100	$141,200 (+45.72%)
2023	$1,199.00 Homeowner's exemption	$85,200 Land $8,400 Building $76,800	$96,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hilbert Communications, ResTech Services, T-Mobile USA.

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