1448 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1448 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,664 sqft · built 1941
Lot Size	0.444 acres (19,352 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2020)
Tax Bill	$7,328 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-34-0059`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-34-0059`
Alternative APNs	`8278480` `315573`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	19,352 sqft (0.444 acres)
Lot Dimensions	236 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	315573
Street Address	1448 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4099
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DEFRANCHYS DIVISION LOTS 9 10 11 AND LOT 12 BLK 1
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	DEFRANCHYS DIVISION
Legal Block	1
Legal Lot Number	9,12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1008
Census Tract	31702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1448 7TH ST E, SAINT PAUL, MN 55106-4099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FIN'L GRP USA
Aug 19, 2020	Warranty Deed, Transfer LAND TITLE
Sep 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MICHAEL PEARSON
Sep 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MICHAEL PEARSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20204830179
Prior Transfer Date	Feb 19, 2014
Prior Transfer Doc	0004504114
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 1, 2020
Property Address	1448 7TH ST E, SAINT PAUL, MN 55106-4099
Document Number	0004830179
Instrument Date	Aug 14, 2020
Instrument	4830179
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 7TH ST E ST PAUL MN 551064099, ST PAUL, MN 55106-4099

Mortgage

Document Number	4830180
Date	Sep 1, 2020
Instrument	4830180

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 19, 2020
Property Address	1448 7TH ST E, SAINT PAUL, MN 55106-4099
Document Number	0002672743
Instrument Date	Aug 14, 2020
Instrument	2672743
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$901.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 7TH ST E ST PAUL MN 55106, ST PAUL, MN 55106

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 4, 2019
Property Address	1448 7TH ST E, SAINT PAUL, MN 55106-4099
Instrument Date	May 20, 2019
Instrument	4772130
Transaction Type	Construction Loan
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 7TH ST E ST PAUL MN 551064099, ST PAUL, MN 55106-4099

Mortgage

Document Number	0004772130
Date	Sep 4, 2019
Instrument	4772130

Lender

Name	MICHAEL PEARSON
Address	2805 LISBON AVE N, LAKE ELMO, MN 55042-8558

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2020

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 4, 2019
Property Address	1448 7TH ST E, SAINT PAUL, MN 55106-4099
Instrument Date	May 20, 2019
Instrument	2646792
Transaction Type	Construction Loan
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 7TH ST E ST PAUL MN 551064099, ST PAUL, MN 55106-4099

Mortgage

Document Number	0002646792
Date	Sep 4, 2019
Instrument	2646792

Lender

Name	MICHAEL PEARSON
Address	2805 LISBON AVE N, LAKE ELMO, MN 55042-8558

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2020

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,600 (+6.03%) Land $60,000 Building $284,600	$344,600 (+6.03%) Land $60,000 Building $284,600
2025	$7,328.00 (+40.6%)
2023	$5,212.00 Homeowner's exemption	$325,000 Land $40,000 Building $285,000	$325,000 Land $40,000 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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