1448 10th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1448 10th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,616 sqft · built 1965
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2020)
Tax Bill	$4,450 (2026)
Deeds & Mortgages	Sep 2020 Sale Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46966-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46966-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	66 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1448 10TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-1909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	N34' OF LOT 23 & ALL OF LOT 24 BLK 19 FIRST ADD TO NORTH SIDE PARK SECTION 03 TOWNSHIP 124 RANGE 028 FIRST ADD TO NORTH SIDE
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	FIRST ADD TO NORTH SIDE PARK
Legal Block	19
Legal Lot Number	23-24
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	901

Owner

1448 10th Ave N, a duplex, is owned by an individual who bought it in September 2020.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 120226, SAINT PAUL, MN 55112-0014
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Transfer
Dec 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Deed Document Number	20201579057
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 1, 2020
Property Address	1448 10TH AVE N, SAINT CLOUD, MN 56303-1909
Document Number	00A1579057
Instrument Date	Aug 14, 2020
Instrument	A1579057
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 10TH AVE N, SAINT CLOUD, MN 56303-1909

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 16, 2019
Property Address	1448 10TH AVE N, SAINT CLOUD, MN 56303-1909
Document Number	00A1559282
Instrument Date	Dec 6, 2019
Instrument	A1559282
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 1448 10th Ave N was $4,450.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,450.00	$243,200 (-) Land $30,000 Building $213,200	$243,200 (-) Land $30,000 Building $213,200
2025		$243,200 Land $30,000 Building $213,200	$243,200 Land $30,000 Building $213,200
2023	$3,426.00	$215,400 Land $30,000 Building $185,400	$215,400 Land $30,000 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1448 10th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1448 10th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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