14477 Saint Simon Ct, Stanfield, NC 28163 Property Records

Stanly County property record for 14477 Saint Simon Ct, Stanfield, NC 28163

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,560 sqft · built 2016
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Jun 2023)
Tax Bill	$922 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`558404542785`

Property Details

APN / Parcel Number

Primary APN	`558404542785`
Alternative APNs	`1543617` `1514283` `31122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Finished Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.07 acres)
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1543617
Street Address	14477 SAINT SIMON CT
City	STANFIELD
State	NC
Zip	28163-9314
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	M/H 14477 ST SIMON CT LT 75 ISLAND CRK PH 4 558400255
Legal Subdivision	ISLAND CREEK PHASE 4
Legal Lot Number	75
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1017
Census Tract	930902

Owner

14477 Saint Simon Ct, a mobile home, is owned and occupied by two individuals who bought it in June 2023.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14477 SAINT SIMON CT, STANFIELD, NC 28163-9314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Aug 2, 2016 · Amount on File
Deed Document Number	2023458631
Deed Book / Page	1822 / 1526
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 6, 2023
Property Address	14477 SAINT SIMON CT, STANFIELD, NC 28163-9314
Document Number	0000458631
Book / Page	1822 / 1526
Map Reference	MB 17 PG 233-235
Instrument Date	Jun 6, 2023
Instrument	458631
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2495 PENNINGER RD, CONCORD, NC 28025-1577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14477 SAINT SIMON CT, STANFIELD, NC 28163-9314

Mortgage

Document Number	0000458632
Date	Jun 6, 2023
Instrument	458632

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	FHLBNY's 5-Year Index
Max Rate	11.4%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	14477 SAINT SIMON CT, STANFIELD, NC 28163-9314
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441913
Date	Dec 30, 2021
Book Page	1770/944
Instrument	441913

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 14477 Saint Simon Ct was $922.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$922.00	$146,463 Land $58,531 Building $87,932	$146,463 Land $58,531 Building $87,932
2023	$726.00 (+1.4%)	$99,469 (-) Land $26,247 Building $73,222	$99,469 (-) Land $26,247 Building $73,222
2022	$716.00	$99,469 Land $26,247 Building $73,222	$99,469 Land $26,247 Building $73,222

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14477 Saint Simon Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14477 Saint Simon Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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