14477 Memory Ln, Guerneville, CA 95446 Property Records

Sonoma County property record for 14477 Memory Ln, Guerneville, CA 95446

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 584 sqft · built 1962
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Apr 2021)
Tax Bill	$7,793 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-310-020-000`

Property Details

APN / Parcel Number

Primary APN	`070-310-020-000`
Alternative APN	`070-310-020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	584 sqft Living Area
1st Floor Area	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,950 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	070-310-020
Street Address	14477 MEMORY LN
City	GUERNEVILLE
State	CA
Zip	95446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R14UA
Legal Description	MAP F6 99
Legal Subdivision	LINDA VISTA
Legal Block	1
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	1
Census Block	1009
Census Tract	153710

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14580 CANYON SEVEN RD, GUERNEVILLE, CA 95446-8006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU
Apr 21, 2021	Grant Deed, Transfer · Conventional Mortgage SAN FRANCISCO FIRE CU
Dec 9, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Nov 15, 2018	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage KROETCH JAME E LIVING TR (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	202149296
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	14477 MEMORY LN, GUERNEVILLE, CA 95446
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14477 MEMORY LN, GUERNEVILLE, CA 95446

Mortgage

Document Number	0000052000
Date	Oct 29, 2025
Instrument	2025052000

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 21, 2021
Property Address	14477 MEMORY LN, GUERNEVILLE, CA 95446
Document Number	0000049296
Instrument Date	Apr 14, 2021
Instrument	2021049296
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3238 16TH ST APT A, A, SAN FRANCISCO, CA 94103-5702

Mortgage

Document Number	0000049297
Date	Apr 21, 2021
Instrument	2021049297

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 9, 2019
Property Address	14477 MEMORY LN, RIO NIDO, CA 95471
Document Number	0000093111
Instrument Date	Dec 4, 2019
Instrument	93111
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6761 SEBASTOPOL AVE #300 SEBASTOPOL CA 954723837, 300, SEBASTOPOL, CA 95472-3837

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 15, 2018
Property Address	14477 MEMORY LN, RIO NIDO, CA 95471
Document Number	0000078798
Instrument Date	Nov 7, 2018
Instrument	2018078798
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 STONY POINT RD APT 33, 33, SANTA ROSA, CA 95401-6049

Mortgage

Document Number	0000078799
Date	Nov 15, 2018
Instrument	2018078799

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	14477 MEMORY LN, RIO NIDO, CA 95471
Document Number	0000021602
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8055 MAPLE AVE FORESTVILLE CA 954369644, FORESTVILLE, CA 95436-9644

Mortgage

Document Number	0000021602
Date	Mar 29, 2018
Instrument	21602

Lender

Name	KROETCH JAME E LIVING TR (RT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Guerneville Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,111 (+2%) Land $138,010 Building $298,101
2025	$7,793.00 (+7.8%)	$427,560 (+4.04%) Land $135,304 Building $292,256
2023	$7,229.00 (+3.73%)	$410,958 Land $130,050 Building $280,908
2022	$6,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - GUERNEVILLE serves 5,156 people · EPA ID CA4910004
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Memory Ln

Nearby Streets

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