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14476 Lake St, Sterling, NY 13156 Property Records

Cayuga County and Sterling Town property record for 14476 Lake St, Sterling, NY 13156

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,512 sqft · built 1900
Lot Size0.282 acres (12,319 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Apr 2025)
Tax Bill$3,535 (2026)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055601 9.17-1-14

Property Details

APN / Parcel Number

Primary APN055601 9.17-1-14
Alternative APNs
  • 560100901700010140000000
  • 36052021

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area828 sqft
2nd Floor Area684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1988
Architectural StyleTraditional
Exterior MaterialWood
Lot Area12,319 sqft (0.282 acres)
Lot Dimensions127 ft deep x 97 ft wide
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area332 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number36052021
Street Address14476 LAKE ST
CitySTERLING
StateNY
Zip13156-4286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05 - COMME
Legal DescriptionSMD 1035-351
Legal Block1
Legal Lot Number14.000
JurisdictionCAYUGA NY
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3065
Census Tract40102

Owner

Source: Cayuga County and Sterling Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address14476 LAKE ST, STERLING, NY 13156-4286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2025 · Amount on File
Deed SaleApr 28, 2025 · Amount on File
Prior SaleMay 25, 2018 · Amount on File
Deed Document Number2025235535
Deed Book / Page4598 / 179
Prior Transfer DateMar 31, 2025
Prior Transfer Doc004598/183
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateMay 24, 2018
Property Address14476 LAKE ST, STERLING, NY 13156-4286
Document Number0017050064
Book / Page001705 / 000064
Instrument DateMay 16, 2018
Instrument179416
Transaction TypeTransfer
Record UpdatedJun 7, 2018
Title CompanyOWASCO ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6281 LAWVILLE RD WOLCOTT NY 145909800, WOLCOTT, NY 14590-9800

Mortgage

Document Number36110243
DateMay 24, 2018
Book Page003611/000243
Instrument179417
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 23, 2048

Tax Assessment & Valuation

Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionSterling Town
MunicipalityFair Haven Village
Unified School DistrictRed Creek Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,535.00 (+104.45%)
2025$1,729.00 (+1.77%)$181,200 (+98.9%) Land $33,700 Building $147,500$181,200 (+27.3%) Land $33,700 Building $147,500
2024$1,699.00 (+8.08%)
2023$91,100 Land $20,400 Building $70,700$142,344 Land $31,875 Building $110,469
2019$1,572.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2017–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR HAVEN VILLAGE
serves 1,001 people · EPA ID NY0501717
Water SourceGroundwater
Last State InspectionMar 2024
Lead14 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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