Jersey County property record for 14475 Elsah Rd, Grafton, IL 62037
| Property Type | Single Family Home |
|---|---|
| Details | 2,324 sqft · built 1996 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,492 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-096-010-51 |
| Primary APN | 01-096-010-51 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,324 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 35,284 sqft (0.81 acres) |
| Account Number | 096-010-51 |
|---|---|
| Street Address | 14475 ELSAH RD |
| City | GRAFTON |
| State | IL |
| Zip | 62037-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT IN NE PT NW1/4 SE1/4 NO SALES 1996 1STY SEMI-EARTH/SLAB 2324SQ |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10300 |
14475 Elsah Rd is owned and occupied by two individuals.
Source: Jersey County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14475 ELSAH RD, GRAFTON, IL 62037-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 14475 ELSAH RD, GRAFTON, IL 62037-2138 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200168597 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 202200168597 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 14475 ELSAH RD, GRAFTON, IL 62037-2138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800154203 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 201800154203 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 14475 ELSAH RD, GRAFTON, IL 62037-2138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2074/290 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 2074/290 |
| Instrument | 201700150604 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 280 Months |
| Due | Jan 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 14475 Elsah Rd was $4,492 with a homeowner's exemption, up 16.1% from the year before.
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,492.00 (+16.1%) | $83,560 Land $5,465 Building $78,095 | $250,680 Land $16,395 Building $234,285 |
| 2024 | $3,869.00 | ||
| 2022 | $3,515.00 Homeowner's exemption | $59,805 Land $4,825 Building $54,980 | $179,415 Land $14,475 Building $164,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14475 Elsah Rd in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14475 Elsah Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
May also be available: Wisper ISP.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures