Hamilton County property record for 14474 Oak Ridge Rd, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,156 sqft · built 1983 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,242 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-101-005.000-018 |
| Primary APN | 29-09-24-101-005.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| 2nd Floor Area | 984 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 140 ft deep x 110 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709240101005000 |
|---|---|
| Street Address | 14474 OAK RIDGE RD |
| City | CARMEL |
| State | IN |
| Zip | 46032-5202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .35, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTER'S CREEK VILLAGE, SECTION 1, LOT 5 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | HUNTERS CRK VILLAGE SEC 01 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 110906 |
14474 Oak Ridge Rd is owned and occupied by an individual who acquired it in November 2019.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14474 OAK RIDGE RD, CARMEL, IN 46032-5202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Jul 15, 2019 | Warranty Deed, Transfer LANDQUEST TITLE SERVICES LLC, LANDQUEST TITLE SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2019 |
| Deed Sale | Nov 6, 2019 |
| Prior Sale | Jul 15, 2019 |
| Deed Document Number | 2019055841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14474 OAK RIDGE RD, CARMEL, IN 46032-5202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14474 OAK RIDGE RD, CARMEL, IN 46032-5202 |
| Document Number | 0000023551 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022023551 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14474 OAK RIDGE RD, CARMEL, IN 46032-5202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021007695 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021007695 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 6, 2019 |
| Property Address | 14474 OAK RIDGE RD, CARMEL, IN 46032-5202 |
| Document Number | 2019055841 |
| Map Reference | MB 9 PG 89-90 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 2019055841 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14474 OAK RIDGE RD, CARMEL, IN 46032-5202 |
| Document Number | 2019055842 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019055842 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 15, 2019 |
| Property Address | 14474 OAK RIDGE RD, CARMEL, IN 46032-5202 |
| Document Number | 0000030769 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 30769 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | LANDQUEST TITLE SERVICES LLC, LANDQUEST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2883 OLD VINES DR WESTFIELD IN 460748563, WESTFIELD, IN 46074-8563 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $413,800 (+7.7%) Land $104,100 Building $309,700 | $413,800 (+7.7%) Land $104,100 Building $309,700 | |
| 2024 | $4,242.00 (+19.12%) | $384,200 (+12.21%) Land $104,100 Building $280,100 | $384,200 (+12.21%) Land $104,100 Building $280,100 |
| 2023 | $3,561.00 (+1.42%) | $342,400 (+10.31%) Land $89,700 Building $252,700 | $342,400 (+10.31%) Land $89,700 Building $252,700 |
| 2022 | $3,511.00 | $310,400 Land $89,700 Building $220,700 | $310,400 Land $89,700 Building $220,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14474 Oak Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14474 Oak Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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