14472 Lema Ln, Cobb, CA 95426 Property Records

Lake County property record for 14472 Lema Ln, Cobb, CA 95426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,757 sqft · built 1990
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2020)
Tax Bill	$4,255 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`052-093-110-000`

Property Details

APN / Parcel Number

Primary APN	`052-093-110-000`
Alternative APN	`052-093-11`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,757 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	052-093-11
Street Address	14472 LEMA LN
City	COBB
State	CA
Zip	95426-1497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	ADAMS SPGS 03
Legal Block	2
Legal Lot Number	9
Jurisdiction	LAKE CA
Township / Civil Division	COBB
Census Block Group	2
Census Block	2029
Census Tract	1102

Owner

14472 Lema Ln is owned by two individuals who bought it in October 2020.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 621, COBB, CA 95426-0621
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Oct 19, 2020	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Apr 27, 2011 · Amount on File
Deed Document Number	202013293
Prior Transfer Date	Jun 8, 2019
Prior Transfer Doc	0000007581
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	14472 LEMA LN, COBB, CA 95426-1497
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14472 LEMA LN, COBB, CA 95426-1497

Mortgage

Document Number	0000015332
Date	Nov 18, 2022
Instrument	2022015332

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Oct 19, 2020
Property Address	14472 LEMA LN, COBB, CA 95426
Document Number	0000013293
Map Reference	MB 8 PG 65&66
Instrument Date	Oct 12, 2020
Instrument	2020013293
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 621, COBB, CA 95426-0621

Mortgage

Document Number	0000013294
Date	Oct 19, 2020
Instrument	2020013294

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Jun 25, 2019
Property Address	14472 LEMA LN, COBB, CA 95426
Document Number	0000007581
Instrument Date	Jun 8, 2019
Instrument	7581
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	521 BRODERICK ST SAN FRANCISCO CA 941171409, SAN FRANCISCO, CA 94117-1409

Tax Assessment & Valuation

The 2026 property tax bill for 14472 Lema Ln was $4,255, up 1.8% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,255.00 (+1.79%)	$358,823 (+2%) Land $66,243 Building $292,580
2025	$4,180.00	$351,789 Land $64,945 Building $286,844
2023	$4,054.00 (+0.87%)	$338,130 Land $62,424 Building $275,706
2022	$4,019.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14472 Lema Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14472 Lema Ln is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: 101Netlink.

Nearby Properties on Lema Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures