1447 Vance Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1447 Vance Rd, Chattanooga, TN 37421

Property Summary

Property Type	Office Building
Details	4,560 sqft · built 1991
Lot Size	0.462 acres (20,147 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jul 2015)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`158B B 003`

Property Details

APN / Parcel Number

Primary APN	`158B B 003`
Alternative APN	`0000099081`

Interior

Units	6 Units
Stories	1 Story
Building Area	4,560 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	20,147 sqft (0.462 acres)
Lot Dimensions	227 ft deep x 113 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000099081
Street Address	1447 VANCE RD
City	CHATTANOOGA
State	TN
Zip	37421-3665
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	R4
Legal Description	LT PT 1 BLK D J H STREET SUB PB 13 PG 28 29 0036H 04 03
Legal Subdivision	J H STREET PROPERTY SUBDIVISION
Legal Block	D
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3009
Census Tract	3400

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6635 DECLARATION DR, HIXSON, TN 37343-3458
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2015 · Amount on Record
Deed Sale	Jul 9, 2015 · Amount on Record
Prior Sale	Mar 17, 2000 · Amount on Record
Deed Document Number	2015220
Deed Book / Page	10512 / 767
Prior Transfer Date	Nov 20, 1996
Prior Transfer Doc	0047850052
Record Updated	Jun 8, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1447 VANCE RD, CHATTANOOGA, TN 37421-3665
Document Number	0826000229
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6635 DECLARATION DR HIXSON TN 373433458, HIXSON, TN 37343-3458

Mortgage

Document Number	0826000229
Date	Aug 26, 2020
Book Page	012128/000829
Instrument	200826000229

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Term	180 Months
Due	Aug 25, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,695.00 (-8.83%)	$243,840 (+34.57%)	$609,600 (+34.57%) Land $272,000 Building $337,600
2024	$4,053.00	$181,200 (-)	$453,000 (-) Land $60,400 Building $392,600
2023	$4,053.00	$181,200 (-)	$453,000 (-) Land $60,400 Building $392,600
2022	$4,053.00	$181,200	$453,000 Land $60,400 Building $392,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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