1447 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 1447 N Lorel Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,004 sqft · built 1898
Lot Size	0.074 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2021)
Tax Bill	$2,465 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-04-113-004`

Property Details

APN / Parcel Number

Primary APN	`16-04-113-004`
Alternative APN	`16-04-113-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,200 sqft (0.074 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1447 N LOREL AVE
City	CHICAGO
State	IL
Zip	60651-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(CLIFFORD) & (WADLEIGHS) SUB OF SH NE NW SEC 04-39-13
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	CLIFFORD & WADLEIGHS
Legal Block	3
Legal Lot Number	44
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1011
Census Tract	250700

Owner

1447 N Lorel Ave is owned and occupied by an individual who bought it in May 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1447 N LOREL AVE, CHICAGO, IL 60651-1351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BMO HARRIS BANK NA
Feb 28, 2020	Warranty Deed, Construction Loan · Line of Credit TVC FNDG I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202146292
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 18, 2021
Property Address	1447 N LOREL AVE, CHICAGO, IL 60651-1351
Document Number	0013846292
Instrument Date	Apr 23, 2021
Instrument	2113846292
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1447 N LOREL AVE, CHICAGO, IL 60651-1351

Mortgage

Document Number	0013846293
Date	May 18, 2021
Instrument	2113846293

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate	3.75%

Mortgage

Document Number	0013846294
Date	May 18, 2021
Instrument	2113846294

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 28, 2020
Property Address	1447 N LOREL AVE, CHICAGO, IL 60651-1351
Document Number	2005915179
Instrument Date	Feb 4, 2020
Instrument	5915179
Transaction Type	Construction Loan
Record Updated	Mar 17, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$65.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6115 W PATTERSON AVE CHICAGO IL 606342535, CHICAGO, IL 60634-2535

Mortgage

Document Number	2005915180
Date	Feb 28, 2020
Instrument	5915180

Lender

Name	TVC FNDG I LLC
Address	BETHESDA, MD 20814

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	10.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 Land $4,000 Building $22,000	$260,000 Land $40,000 Building $220,000
2023	$2,465.00 (+3.53%)
2022	$2,381.00	$15,000 Land $3,200 Building $11,800	$150,000 Land $32,000 Building $118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1447 N Lorel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1447 N Lorel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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