Montgomery County property record for 1447 McWhorter Rd, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,656 sqft · built 1990 |
| Lot Size | 22.7 acres (989,683 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,000 (Feb 2004) |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Jan 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141 124.01 |
| Primary APN | 141 124.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 2,680 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 989,683 sqft (22.7 acres) |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 252 sqft |
| Deck Area | 560 sqft |
| Patio Area | 560 sqft |
| Shed | 1 Shed |
| Shed Area | 1,920 sqft |
| Utility Building | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1447 MCWHORTER RD |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | REMOVE GB T-97 - T-99 CHNG REAR OPF TO SPF & EPF T-04 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 101701 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1447 MCWHORTER RD, CUNNINGHAM, TN 37052-4759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2004 · Amount on Record |
| Deed Sale | Feb 25, 2004 · Amount on Record |
| Deed Book / Page | 950 / 1716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 1447 MCWHORTER RD, CUNNINGHAM, TN 37052-4759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02180/1486 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 2180/1486 |
| Instrument | 1360152 |
| Name | FORTERA CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | CLARKSVILLE, TN 37040 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 182 Months |
| Due | Mar 1, 2037 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 | $130,175 (-) | $520,700 (-) Land $258,200 Building $262,500 |
| 2024 | $2,734.00 (+46.75%) | $130,175 (+108.95%) | $520,700 (+108.95%) Land $258,200 Building $262,500 |
| 2023 | $1,863.00 | $62,300 (-) | |
| 2022 | $1,863.00 | $62,300 | $249,200 Land $131,100 Building $118,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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