1447 Luzerne St, Reading, PA 19601 Property Records

Berks County property record for 1447 Luzerne St, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,037 sqft · built 1950
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Last Sale$220,000 (Jan 2025)
Tax Bill$1,530 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN5307-30-17-3889

Property Details

APN / Parcel Number

Primary APN5307-30-17-3889
Alternative APNs
  • 19-5307-30-17-3889
  • 19476000
  • 476000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,037 sqft Living Area
1st Floor Area1,037 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area6,970 sqft (0.16 acres)
View / LotNeighborhood
Garage TypeCarport
Garage Area364 sqft
CarportCarport
Carport Area364 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number19476000
Street Address1447 LUZERNE ST
CityREADING
StatePA
Zip19601-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGLENSIDE
Legal Block17
Legal Lot Number50-52
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group3
Census Block3007
Census Tract200

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 12159, READING, PA 19612-2159
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
TOMPKINS TRUST CO
Sep 19, 2019Deed of Trust, Mortgage · Line of Credit
VIST FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2025 · Amount on Record
Deed SaleJan 22, 2025 · Amount on Record
Deed Document Number20252087
Prior Transfer DateAug 4, 2010
Prior Transfer Doc0000030297
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1447 LUZERNE ST, READING, PA 19601-1305
Transaction TypeMortgage
Record UpdatedAug 15, 2022
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1447 LUZERNE ST, READING, PA 19601-1305

Mortgage

Document Number0000031646
DateAug 4, 2022
Instrument2022031646
Lender
NameTOMPKINS TRUST CO
TypeMortgage Company
AddressREADING, PA 19604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1447 LUZERNE ST, READING, PA 19601-1305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032070
DateSep 19, 2019
Instrument2019032070
Lender
NameVIST FINANCIAL
TypeFunding / Finance Company
AddressREADING, PA 19604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueAug 28, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,530.00 (+6.69%)$54,200 (-) Land $16,000 Building $38,200$16,000 (-70.48%) Land $16,000
2024$1,434.00$54,200 Land $16,000 Building $38,200
1994$54,200 Land $16,000 Building $38,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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