Volusia County property record for 1447 Carlow Cir, Ormond Beach, FL 32174 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,684 sqft Living Area |
| Lot Size | 4,902 sqft (0.112 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2020) |
| Tax Bill | $2,516.00 (2025) |
| Primary APN | 3114-06-00-0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,684 sqft Living Area |
| 1st Floor | 1,684 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,902 sqft (0.112 acres) |
| Depth X Width | 129 ft x 38 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 483 sqft Garage |
| Porch | Open Porch |
| Porch Area | 176 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 6297479.0 |
|---|---|
| Street Address | 1447 CARLOW CIR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-2894 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 24 HALIFAX PLANTATION UNIT II SECTION J MB 50 PGS 126-130 INC PER OR 5512 PG 3251 PER OR 5515 PG 0247 PER OR 7819 PG 3925 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 14 |
| Legal Subdivision | HALIFAX |
| Legal Tract | 6 |
| Legal Lot Number | 24 |
| Legal Unit | II |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 80102 |
Source: Volusia County records · APN 3114-06-00-0240
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1447 CARLOW CIR, ORMOND BEACH, FL 32174-2894 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 15, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Feb 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERICAN NBRHD MTG ACCPTNC |
| Aug 31, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Prior Sale | Mar 16, 2005 · Amount on Record |
| Deed Doc Number | 0078193928 |
| Deed Book / Page | 7819 / 3928 |
| Last Transfer Date | Feb 25, 2020 |
| Transfer Doc | 0078193928 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1447 CARLOW CIR, ORMOND BEACH, FL 32174-2894 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1447 CARLOW CIR, ORMOND BEACH, FL 32174-2894 |
| Document Number | 0080961852 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 8096/1852 |
| Instrument | 2021-185701 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1447 CARLOW CIR, ORMOND BEACH, FL 32174-2894 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0074470438 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 7447/0438 |
| Instrument | 2017-178036 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | DETROIT, MI 48226 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 891 Months |
| Due | Dec 14, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Sep 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 25, 2020 |
| Property Address | 1447 CARLOW CIR, ORMOND BEACH, FL 32174-2894 |
| Document Number | 0078193928 |
| Book / Page | 007819 / 003928 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 39962 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1447 CARLOW CIR ORMOND BEACH FL 321742894, ORMOND BEACH, FL 32174-2894 |
| Document Number | 78193930 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 007819/003930 |
| Instrument | 39963 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 24, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1447 CARLOW CIR, ORMOND BEACH, FL 32174-2894 |
| Document Number | 0074470454 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1447 CARLOW CIR ORMOND BEACH FL 321742894, ORMOND BEACH, FL 32174-2894 |
| Document Number | 0074470454 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 007447/000454 |
| Instrument | 178037 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Sep 14, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,516.00 (+4.66%) Homeowner's exemption | $169,615 (+5.99%) | $278,519 (-4.79%) Land $47,000 Building $231,519 |
| 2023 | $2,404.00 (+2.47%) Homeowner's exemption | $160,034 (+3%) | $292,535 (+15.9%) Land $37,000 Building $255,535 |
| 2022 | $2,346.00 Homeowner's exemption | $155,373 | $252,407 Land $25,000 Building $227,407 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 69% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 407 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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