1447 4 Point Ct, #9, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1447 4 Point Ct, #9, Eldersburg, MD 21784

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,274 sqft · built 1994
Lot Size	0.032 acres (1,434 sqft)
Owner	Individual Name on File
Last Sale	$388,000 (Apr 2025)
Tax Bill	$3,690 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-081157`

Property Details

APN / Parcel Number

Primary APN	`05-081157`
Alternative APNs	`5081157` `081157`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	1,434 sqft (0.032 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	081157
Street Address	1447 4 POINT CT, 9
City	SYKESVILLE
State	MD
Zip	21784-6444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-100
Legal Description	UNIT 9 1447 FOUR POINT CT 38-11 HUNTERS CROS TWNHME CON
Legal Subdivision	HUNTERS CROSSING TOWNHOME CONDOMINIUM
Legal Lot Number	UNIT9
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1011
Census Tract	505203

Owner

1447 4 Point Ct, #9 is owned and occupied by an individual who bought it in April 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1447 4 POINT CT, 9, SYKESVILLE, MD 21784-6444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed, Transfer · Conventional Mortgage M & T BANK
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit POINT BREEZE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Prior Sale	Jul 16, 2021 · Amount on File
Deed Book / Page	11447 / 495
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 16, 2021
Property Address	1447 4 POINT CT # 9, 9, ELDERSBURG, MD 21784-6444
Document Number	0103680061
Book / Page	10368 / 61
Map Reference	MB 38 FO 117
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1447 4 POINT CT # 9, 9, SYKESVILLE, MD 21784-6444

Mortgage

Document Number	0001036866
Date	Jul 16, 2021
Instrument	10368/66

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1447 4 POINT CT # 9, 9, ELDERSBURG, MD 21784-6444
Document Number	0087760095
Book / Page	008776 / 000095
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1447 4 POINT CT ELDERSBURG MD 217846444, ELDERSBURG, MD 21784-6444

Mortgage

Document Number	0087760095
Date	Aug 15, 2017
Book Page	008776/000095

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	MANCHESTER, MD 21102

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1447 4 Point Ct, #9 was $3,690 with a homeowner's exemption, up 2.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,690.00 (+2.07%) Homeowner's exemption	$328,333	$335,000 Land $90,000 Building $245,000
2025	$3,615.00
2023	$3,390.00	$300,000	$315,000 Land $70,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1447 4 Point Ct, #9 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1447 4 Point Ct, #9 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on 4 Point Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures