1446 Windshore Way, Oxnard, CA 93035 Property Records

Ventura County property record for 1446 Windshore Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,094 sqft · built 2006
Lot Size	0.026 acres (1,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Mar 2017)
Tax Bill	$8,462 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-0-280-245`

Property Details

APN / Parcel Number

Primary APN	`188-0-280-245`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,094 sqft
Upper Floors Area	138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	1,129 sqft (0.026 acres)
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Patio Area	138 sqft

Location & Zoning

Street Address	1446 WINDSHORE WAY
City	OXNARD
State	CA
Zip	93035-1402
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 526604 LOT: 279 REF: 154MR 33 CONDO PLAN: 3/1/2038
Legal Subdivision	PORT OCEANO PHASE 1
Legal Tract	526604
Legal Block	280
Legal Lot Number	279
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2011
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1446 WINDSHORE WAY, OXNARD, CA 93035-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Mar 31, 2017	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	201743772
Prior Transfer Date	Nov 20, 2006
Prior Transfer Doc	0000248403
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1446 WINDSHORE WAY, OXNARD, CA 93035-1402
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 WINDSHORE WAY, OXNARD, CA 93035-1402

Mortgage

Document Number	0000013074
Date	Feb 22, 2023
Instrument	2023000013074

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1446 WINDSHORE WAY, OXNARD, CA 93035-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 WINDSHORE WAY, OXNARD, CA 93035-1402

Mortgage

Document Number	0000156959
Date	Sep 29, 2020
Instrument	20200929-00156959

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 31, 2017
Property Address	1446 WINDSHORE WAY, OXNARD, CA 93035-1402
Document Number	0000043772
Instrument Date	Mar 31, 2017
Instrument	43772
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1446 WINDSHORE WAY OXNARD CA 930351402, OXNARD, CA 93035-1402

Mortgage

Document Number	43773
Date	Mar 31, 2017
Instrument	43773

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,616 (+2%) Land $300,089 Building $161,527
2025	$8,462.00 (-0.27%)	$452,565 (+4.04%) Land $294,205 Building $158,360
2024	$8,485.00 (+2.48%)
2023	$8,280.00 (+6.98%)	$434,993 Land $282,782 Building $152,211
2022	$7,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

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