1446 Wells Rd, Marble, NC 28905 Property Records

Cherokee County property record for 1446 Wells Rd, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2004
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2022)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`550302863517000`

Property Details

APN / Parcel Number

Primary APN	`550302863517000`
Alternative APNs	`55110` `58609`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Heated Area
Gross Area	2,522 sqft
1st Floor Area	1,564 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Lot Dimensions	340 ft deep x 116 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58609
Street Address	26 VALLEY RIVER ESTATES DR
City	MARBLE
State	NC
Zip	28905-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 JONES & REID VALLEY RIVER EST 1685/588
Legal Subdivision	JONES AND REID VALLEY RIVER ESTATE
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3037
Census Tract	930401

Owner

Source: Cherokee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1446 WELLS RD, MARBLE, NC 28905-9124
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 20, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Oct 20, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	20226364
Deed Book / Page	1721 / 1457
Prior Transfer Date	Sep 30, 2008
Prior Transfer Doc	01337/0641
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 4, 2022
Property Address	1446 WELLS RD, MARBLE, NC 28905-9124
Document Number	01721/1457
Book / Page	1721 / 1457
Instrument Date	Sep 28, 2022
Instrument	6364
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2206, CHESTERTON, IN 46304-0306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 WELLS RD, MARBLE, NC 28905-9124

Mortgage

Document Number	0017211460
Date	Oct 4, 2022
Instrument	1721/1460

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 4, 2022
Property Address	VALLEY RIVER ESTATES DR, MARBLE, NC 28905
Document Number	01721/1457
Book / Page	1721 / 1457
Instrument Date	Sep 28, 2022
Instrument	6364
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2206, CHESTERTON, IN 46304-0306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 WELLS RD, MARBLE, NC 28905-9124

Mortgage

Document Number	0017211460
Date	Oct 4, 2022
Instrument	1721/1460

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 8, 2021
Property Address	1446 WELLS RD, MARBLE, NC 28905-9124
Document Number	1685/588
Book / Page	1685 / 588
Instrument Date	Jun 25, 2021
Instrument	4572
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 287, MARBLE, NC 28905-0287

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1446 WELLS RD, MARBLE, NC 28905-9124

Mortgage

Document Number	1685591
Date	Jul 8, 2021
Instrument	1685/591

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 8, 2021
Property Address	VALLEY RIVER ESTATES DR, MARBLE, NC 28905
Document Number	001685/588
Book / Page	1685 / 588
Instrument Date	Jun 25, 2021
Instrument	4572
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 287, MARBLE, NC 28905-0287

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1446 WELLS RD, MARBLE, NC 28905-9124

Mortgage

Document Number	0001685591
Date	Jul 8, 2021
Instrument	1685/591

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 20, 2017
Property Address	1446 WELLS RD, MARBLE, NC 28905-9124
Document Number	01572/0039
Book / Page	01572 / 0039
Instrument Date	Oct 19, 2017
Instrument	04816
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 DALLAS DR, 30, BLAIRSVILLE, GA 30512-8819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 287, MARBLE, NC 28905-0287

Mortgage

Document Number	04817
Date	Oct 20, 2017
Instrument	04817

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 20, 2017
Property Address	VALLEY RIVER ESTATES DR, MARBLE, NC 28905
Document Number	01572/0039
Book / Page	01572 / 0039
Instrument Date	Oct 19, 2017
Instrument	04816
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 DALLAS DR, BLAIRSVILLE, GA 30512-8819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 287, MARBLE, NC 28905-0287

Mortgage

Document Number	0000004817
Date	Oct 20, 2017
Instrument	04817

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00	$167,630 (-)	$167,630 (-) Land $20,000 Building $147,630
2023		$167,630	$167,630 Land $20,000 Building $147,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

May also be available: Verizon.

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