1446 Wapping Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 1446 Wapping Rd, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,577 sqft · built 1930
Lot Size	3.87 acres (168,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,235,000 (Dec 2011)
Tax Bill	$20,588 (2025)
Deeds & Mortgages	Oct 2020 Refinance Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201200231`

Property Details

APN / Parcel Number

Primary APN	`201200231`
Alternative APN	`MIDD M:0125 B:00 L:105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	3,577 sqft Living Area
Gross Area	5,091 sqft
1st Floor Area	1,585 sqft
Basement Area	986 sqft
Unfinished Basement	986 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	168,577 sqft (3.87 acres)
Pool Type	In-Ground Pool
Greenhouse	Greenhouse
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	201200231
Street Address	1446 WAPPING RD
City	MIDDLETOWN
State	RI
Zip	02842-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Lot Number	105
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1020
Census Tract	40400

Owner

Source: Middletown Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1446 WAPPING RD, MIDDLETOWN, RI 02842-5337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
May 24, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2011 · Amount on Record
Deed Sale	Dec 8, 2011 · Amount on Record
Deed Book / Page	1264 / 299
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	1446 WAPPING RD, MIDDLETOWN, RI 02842-5337
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1677-231
Date	Oct 26, 2020
Book Page	1677/231
Instrument	3310

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	1446 WAPPING RD, MIDDLETOWN, RI 02842-5337
Document Number	1544-270
Book / Page	001544 / 000270
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 WAPPING RD MIDDLETOWN RI 028425337, MIDDLETOWN, RI 02842-5337

Mortgage

Document Number	1544-270
Date	Dec 27, 2017
Book Page	001544/000270
Instrument	3231

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	1446 WAPPING RD, MIDDLETOWN, RI 02842-5337
Document Number	1523-236
Book / Page	001523 / 000236
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 WAPPING RD MIDDLETOWN RI 028425337, MIDDLETOWN, RI 02842-5337

Mortgage

Document Number	1523-236
Date	Jun 30, 2017
Book Page	001523/000236
Instrument	18

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$20,588.00 (+33.86%)	$1,746,200 (+42.94%) Land $615,600 Building $1,130,600
2023	$15,380.00 (+4.74%)	$1,221,600 (-) Land $342,900 Building $878,700
2022	$14,684.00	$1,221,600 Land $342,900 Building $878,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1991–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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