1446 Laverne Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1446 Laverne Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,724 sqft · built 1957
Lot Size	0.343 acres (14,918 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Apr 2021)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019.032.03001013`

Property Details

APN / Parcel Number

Primary APN	`019.032.03001013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,724 sqft
Basement Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	14,918 sqft (0.343 acres)
Lot Dimensions	148 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	624 sqft
Patio Area	1,330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1446 LAVERNE DR
City	ARNOLD
State	MO
Zip	63010-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KLEINSCHMIDTS PT LOT 2
Legal Range	6E
Legal Township	43N
Legal Section	32
Legal Subdivision	KLEINSCHMIDTS
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1004
Census Tract	700122

Owner

1446 Laverne Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1446 LAVERNE DR, ARNOLD, MO 63010-3910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCIAL BANK
Dec 20, 2018	Warranty Deed, Transfer
Jul 3, 2017	Grant Deed, Transfer WEST CMNTY CU
Jul 3, 2017	Grant Deed, Transfer TRUE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Jul 3, 2017
Deed Document Number	202114849
Prior Transfer Date	Jul 17, 2006
Prior Transfer Doc	0000045476
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Apr 5, 2021
Property Address	1446 LAVERNE DR, ARNOLD, MO 63010-3910
Document Number	2021R014849
Map Reference	MB 15 PG 11
Instrument Date	Mar 3, 2021
Instrument	2021R-014849
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 LAVERNE DR, ARNOLD, MO 63010-3910

Mortgage

Document Number	2021R014850
Date	Apr 5, 2021
Instrument	2021R-014850

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 20, 2018
Property Address	1446 LAVERNE DR, ARNOLD, MO 63010-3910
Document Number	0000038440
Instrument Date	Dec 18, 2018
Instrument	38440
Transaction Type	Transfer
Record Updated	Jan 11, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 LAVERNE DR ARNOLD MO 630103910, ARNOLD, MO 63010-3910

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 3, 2017
Property Address	1446 LAVERNE DR, ARNOLD, MO 63010-3910
Document Number	0000020380
Instrument Date	Jun 30, 2017
Instrument	20380
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1446 LAVERNE DR ARNOLD MO 630103910, ARNOLD, MO 63010-3910

Mortgage

Document Number	20381
Date	Jul 3, 2017
Instrument	20381

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 3, 2017
Property Address	1446 LAVERNE DR, ARNOLD, MO 63010-3910
Document Number	0000020379
Instrument Date	Jun 30, 2017
Instrument	20379
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	TRUE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1446 LAVERNE DR ARNOLD MO 630103910, ARNOLD, MO 63010-3910

Tax Assessment & Valuation

The 2025 property tax bill for 1446 Laverne Dr was $1,571, up 4.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,200 (-) Land $2,700 Building $20,500	$122,100 (-) Land $14,400 Building $107,700
2025	$1,571.00 (+4.94%)	$23,200 Land $2,700 Building $20,500	$122,100 (-) Land $14,400 Building $107,700
2024	$1,497.00 (+0.6%)		$122,100 (+8.24%) Land $14,400 Building $107,700
2023	$1,488.00	$21,400 Land $2,700 Building $18,700	$112,800 Land $14,400 Building $98,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1446 Laverne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1446 Laverne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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