1446 Lantern Light Trl, Middleburg, FL 32068 Property Records

Clay County property record for 1446 Lantern Light Trl, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,161 sqft · built 2013
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Jul 2014)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-04-25-008069-011-40`

Property Details

APN / Parcel Number

Primary APN	`30-04-25-008069-011-40`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,161 sqft Living Area
Gross Area	3,601 sqft
1st Floor Area	1,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,701 sqft (0.177 acres)
Garage Type	Attached
Garage Area	440 sqft
Pool Area	465 sqft
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1446 LANTERN LIGHT TRL
City	MIDDLEBURG
State	FL
Zip	32068-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 340 PINE RIDGE PLANTATION AS REC OR 3657 PG 502
Legal Range	25E
Legal Township	04S
Legal Section	30
Legal Subdivision	PINE RIDGE PLANTATION
Legal Lot Number	340
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3037
Census Tract	30204

Owner

1446 Lantern Light Trl is owned and occupied by two individuals who bought it in July 2014.

Source: Clay County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1446 LANTERN TRL, MIDDLEBURG, FL 32068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 17, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2014 · Amount on File
Deed Sale	Jul 2, 2014 · Amount on File
Prior Sale	Nov 20, 2012 · Amount on File
Deed Document Number	201433217
Deed Book / Page	3657 / 502
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Aug 12, 2026
Property Address	1446 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733
Document Number	0000040143
Book / Page	5075 / 2096
Instrument Date	Aug 7, 2026
Instrument	202640143
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733

Mortgage

Document Number	0000040143,
Date	Aug 12, 2026
Book Page	5075/2096
Instrument	202640143

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1446 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8733
Document Number	0041951246
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 LANTERN LIGHT TRL MIDDLEBURG FL 320688733, MIDDLEBURG, FL 32068-8733

Mortgage

Document Number	0041951246
Date	May 28, 2019
Book Page	004195/001246
Instrument	27026

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 27, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1446 Lantern Light Trl was $3,684 with a homeowner's exemption.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00 Homeowner's exemption	$281,690	$422,974 Land $50,000 Building $372,974
2023	$6,335.00 (+5.41%) Homeowner's exemption	$265,779 (+3%)	$444,971 (+13.86%) Land $50,000 Building $394,971
2022	$6,010.00 Homeowner's exemption	$258,038	$390,808 Land $23,500 Building $367,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1446 Lantern Light Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1446 Lantern Light Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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