1446 E Oxford Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1446 E Oxford Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,836 sqft · built 2000
Lot Size	0.206 acres (9,003 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Aug 2025)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`309-20-657`

Property Details

APN / Parcel Number

Primary APN	`309-20-657`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,836 sqft Living Area
1st Floor Area	1,766 sqft
2nd Floor Area	1,070 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,003 sqft (0.206 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1446 E OXFORD LN
City	GILBERT
State	AZ
Zip	85295-4943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ASHLAND RANCH MCR 475-21
Legal Range	06E
Legal Township	01S
Legal Section	29
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	ASHLAND RANCH
Legal Lot Number	657
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3002
Census Tract	815000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Deed of Trust, Mortgage · Closed-End Mortgage UNISON BANK
Aug 28, 2025	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	20250496330
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	ROC TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943

Mortgage

Document Number	0000198847
Date	Apr 10, 2025
Instrument	20250198847

Lender

Name	UNISON BANK
Type	Bank
Address	GILBERT, AZ 85295

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 28, 2025
Property Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943
Document Number	0000496330
Map Reference	MB 475 PG 21
Instrument Date	Aug 26, 2025
Instrument	20250496330
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12222 S APPALOOSA DR, PHOENIX, AZ 85044-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943

Mortgage

Document Number	0000496331
Date	Aug 28, 2025
Instrument	20250496331

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 28, 2023
Property Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943
Document Number	0000219724
Map Reference	MB 475 PG 21
Instrument Date	Apr 5, 2023
Instrument	20230219724
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943

Mortgage

Document Number	0000219725
Date	Apr 28, 2023
Instrument	20230219725

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1446 E OXFORD LN, GILBERT, AZ 85295-4943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004634
Date	Jan 3, 2019
Instrument	20190004634

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,280 (-0.85%)	$582,800 (-0.85%) Land $116,500 Building $466,300
2025	$2,578.00 (+3.33%)
2024		$58,780	$587,800 Land $117,500 Building $470,300
2023	$2,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Arizona Network, Verizon.

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