1446 E Fox St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1446 E Fox St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,520 sqft · built 1944
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2021)
Tax Bill	$1,196 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-18-386-006.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-18-386-006.000-026`
Alternative APN	`01870983529`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	800 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1944
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Terrain	High
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01870983529
Street Address	1446 E FOX ST
City	SOUTH BEND
State	IN
Zip	46613-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 STARRS SUB PART OF KELSEYS EWING AVE ADD
Legal Subdivision	KELSEYS EWING AVE ADD
Legal Lot Number	19
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3028
Census Tract	3100

Owner

1446 E Fox St is owned and occupied by an individual who bought it in October 2021.

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1446 E FOX ST, SOUTH BEND, IN 46613-3343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Jun 9, 2017	Deed, Transfer FIDELITY NATIONAL TITLE
Jun 9, 2017	Deed, Transfer · FHA Mortgage GVC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	0002137372
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 20, 2021
Property Address	1446 E FOX ST, SOUTH BEND, IN 46613-3343
Document Number	0002137372
Map Reference	PB 10 PG 129
Instrument Date	Oct 14, 2021
Instrument	2137372
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 E FOX ST, SOUTH BEND, IN 46613-3343

Mortgage

Document Number	0002137373
Date	Oct 20, 2021
Instrument	2137373

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 9, 2017
Property Address	1446 E FOX ST, SOUTH BEND, IN 46613-3343
Document Number	1714522
Map Reference	BK10 PG129
Instrument Date	Jun 1, 2017
Instrument	1714522
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 E FOX ST, SOUTH BEND, IN 46613-3343

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 9, 2017
Property Address	1446 E FOX ST, SOUTH BEND, IN 46613-3343
Document Number	0001714522
Map Reference	BK10 PG129
Instrument Date	Jun 1, 2017
Instrument	1714522
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 E FOX ST, SOUTH BEND, IN 46613-3343

Mortgage

Document Number	0001714523
Date	Jun 9, 2017
Instrument	1714523

Lender

Name	GVC MORTGAGE
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,200 Land $6,800 Building $120,400	$127,200 Land $6,800 Building $120,400
2024	$1,196.00 (+17.72%)
2023	$1,016.00 (+6.28%)	$86,700 (-) Land $6,800 Building $79,900	$86,700 (-) Land $6,800 Building $79,900
2022	$956.00 Homeowner's exemption	$86,700 Land $6,800 Building $79,900	$86,700 Land $6,800 Building $79,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1446 E Fox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1446 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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