14458 Saddleback Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 14458 Saddleback Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,673 sqft · built 1983
Lot Size0.469 acres (20,473 sqft)
OwnerOwner Name on Record
Tax Bill$4,422 (2024)
Deeds & MortgagesDec 2021 Transfer
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-24-101-007.000-018

Property Details

APN / Parcel Number

Primary APN29-09-24-101-007.000-018
Alternative APN
  • 1709240101007000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,673 sqft Living Area
1st Floor Area1,673 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleOther
Exterior MaterialBrick/Stone
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,473 sqft (0.469 acres)
Lot Dimensions150 ft deep x 137 ft wide
TerrainHigh
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1709240101007000
Street Address14458 SADDLEBACK DR
CityCARMEL
StateIN
Zip46032-1290
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .47, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTER'S CREEK VILLAGE, SECTION 1, LOT 7
Legal Range03
Legal Township18
Legal Section24
Legal SubdivisionCARMEL HUNTERS CRK
Legal Block1
Legal Lot Number7
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1011
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address14458 SADDLEBACK DR, CARMEL, IN 46032-1290
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Transfer on Death Deed, Transfer
Oct 26, 2017Deed of Trust, Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2014
Deed SaleOct 22, 2014
Deed Document Number2014047532
Record UpdatedJun 8, 2026

December 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON IN
Recording DateDec 22, 2021
Property Address14458 SADDLEBACK DR, CARMEL, IN 46032-1290
Document Number0000091477
Map ReferenceMB 9 PG 89&90
Instrument DateDec 18, 2021
Instrument2021091477
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address14458 SADDLEBACK DR, CARMEL, IN 46032-1290
Document Number0000055319
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14458 SADDLEBACK DR CARMEL IN 460321290, CARMEL, IN 46032-1290

Mortgage

Document Number0000055319
DateNov 7, 2017
Instrument55319
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$431,500 (+8.47%) Land $110,500 Building $321,000$431,500 (+8.47%) Land $110,500 Building $321,000
2024$4,422.00 (+19.8%)$397,800 (+12.63%) Land $110,500 Building $287,300$397,800 (+12.63%) Land $110,500 Building $287,300
2023$3,691.00 (+1.32%) Homeowner's exemption$353,200 (+10.17%) Land $95,300 Building $257,900$353,200 (+10.17%) Land $95,300 Building $257,900
2022$3,643.00$320,600 Land $95,300 Building $225,300$320,600 Land $95,300 Building $225,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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