Wayne County property record for 14458 Middle Gibraltar Rd, Gibraltar, MI 48173
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,519 sqft · built 1940 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,700 (Jan 2016) |
| Tax Bill | $4,209 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 012 99 0011 000 |
| Primary APN | 36 012 99 0011 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,519 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 14458 MIDDLE GIBRALTAR RD |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Description | 01M T5S THAT PART OF PC 54 OF FRACL SEC 1 T5S R10E DESCRIBED AS BEGIN- NING AT A POINT ON THE N LINE OF FRACL SEC 1 DISTANT N |
| Legal Range | 10E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DIX BLVD VILLAS |
| Legal Lot Number | 0011 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 597000 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14458 N GIBRALTAR RD, GIBRALTAR, MI 48173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2016 · Amount on Record |
| Deed Sale | Jan 27, 2016 · Amount on Record |
| Prior Sale | Mar 3, 2015 · Amount on Record |
| Deed Document Number | 201642490 |
| Deed Book / Page | 52700 / 216 |
| Prior Transfer Date | Feb 19, 2015 |
| Prior Transfer Doc | 0520480863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 14458 MIDDLE GIBRALTAR RD, GIBRALTAR, MI 48173-9772 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0548980987 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 54898/0987 |
| Instrument | 2019053460 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 14458 MIDDLE GIBRALTAR RD, GIBRALTAR, MI 48173-9772 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 14458 MIDDLE GIBRALTAR RD, GIBRALTAR, MI 48173-9772 |
| Document Number | 0565681161 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 56568/1161 |
| Instrument | 2021124571 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 14, 2018 |
| Property Address | 14458 MIDDLE GIBRALTAR RD, GIBRALTAR, MI 48173-9772 |
| Document Number | 0547730615 |
| Book / Page | 054773 / 000615 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 349144 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14458 GIBRALTAR RD GIBRALTAR MI 48173, GIBRALTAR, MI 48173 |
| Document Number | 547720093 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 054772/000093 |
| Instrument | 347826 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,300 (+8.26%) | $196,600 (+8.26%) | |
| 2025 | $4,209.00 (+21.3%) | ||
| 2023 | $90,800 | $181,600 | |
| 2020 | $3,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 234 (1978–2018) |
| Claims Outside the SFHA | 40 of 234 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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