Saginaw County property record for 14455 Gratiot Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,322 sqft · built 1899 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,840 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-26-4005-000 |
| Primary APN | 22-12-2-26-4005-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,322 sqft Living Area |
| 1st Floor Area | 772 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 736 sqft |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,499 sqft (1.32 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14455 GRATIOT RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | SLY 334 FT OF NLY 1849.57 FT OF W 172 FT OF W 1/2 OF SE 1/4 1.32 ACRES SEC 26 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 12100 |
14455 Gratiot Rd is owned and occupied by two individuals.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 62, HEMLOCK, MI 48626-0062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 14455 Gratiot Rd was $1,840 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,300 | $136,600 | |
| 2025 | $1,840.00 Homeowner's exemption | ||
| 2023 | $56,400 | $112,800 | |
| 2022 | $1,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14455 Gratiot Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14455 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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