14455 Co Rd 3, Wiggins, CO 80654 Property Records

Morgan County property record for 14455 Co Rd 3, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 7,328 sqft · built 2010
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Sep 2010)
Tax Bill	$4,539 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`1223-210-00-008`

Property Details

APN / Parcel Number

Primary APN	`1223-210-00-008`
Alternative APN	`R020148`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	7,328 sqft Total Area
1st Floor Area	2,680 sqft
Upper Floors Area	480 sqft
Basement Area	2,680 sqft
Finished Basement	2,481 sqft
Unfinished Basement	199 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	907 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	285 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14455 COUNTY ROAD 3
City	WIGGINS
State	CO
Zip	80654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 21 T 3 R 60 PARC NE14SE14 R861276
Legal Range	60
Legal Township	03
Legal Section	21
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1040
Census Tract	200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 492, WIGGINS, CO 80654-0492
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit FMS BANK
Sep 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage FMS BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FMS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2010 · Amount on Record
Deed Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	2010863408
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	14455 COUNTY ROAD 3, WIGGINS, CO 80654
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14455 COUNTY ROAD 3, WIGGINS, CO 80654

Mortgage

Document Number	0000948782
Date	Nov 7, 2023
Instrument	948782

Lender

Name	FMS BANK
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 7, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	14455 COUNTY ROAD 3, WIGGINS, CO 80654
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000914144
Date	Sep 7, 2018
Instrument	914144

Lender

Name	FMS BANK
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	14455 COUNTY ROAD 3, WIGGINS, CO 80654
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924909
Date	May 6, 2020
Instrument	924909

Lender

Name	FMS BANK
Type	Bank
Address	FORT MORGAN, CO 80701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,539.00 (-12.98%)	$57,210 (-18.43%) Land $7,180 Building $50,030	$915,450 (-12.56%) Land $114,900 Building $800,550
2024	$5,216.00	$70,140 (-5%) Land $7,180 Building $62,960	$1,047,000 (-4.99%) Land $107,230 Building $939,770
2023	$5,216.00 (+28.09%)	$73,830 (+38.78%) Land $7,560 Building $66,270	$1,102,000 (+43.95%) Land $112,860 Building $989,140
2022	$4,072.00	$53,200 Land $5,870 Building $47,330	$765,520 Land $84,480 Building $681,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 69% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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