14451 Cottage Grove Dr, Baxter, MN 56425 Property Records

Crow Wing County property record for 14451 Cottage Grove Dr, Baxter, MN 56425

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,959 sqft · built 2002
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Nov 2025)
Tax Bill	$3,488 (2026)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`032190010200009`

Property Details

APN / Parcel Number

Primary APN	`032190010200009`
Alternative APNs	`40020611` `156940` `180221` `187728`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,959 sqft Living Area
1st Floor Area	1,959 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Area	860 sqft
Driveway	Driveway
Porch	Slab
Porch Area	200 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	187728
Street Address	14451 COTTAGE GROVE DR
City	BAXTER
State	MN
Zip	56425-8221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLOCK 1
Legal Range	29W
Legal Township	133
Legal Section	02
Legal Subdivision	WHITE SAND NORTH
Legal Block	1
Legal Lot Number	20
Jurisdiction	CROW WING MN
Township / Civil Division	BAXTER
Census Block Group	1
Census Block	1028
Census Tract	951301

Owner

14451 Cottage Grove Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14451 COTTAGE GROVE DR, BAXTER, MN 56425-8221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Nov 27, 2023 · Amount on File
Deed Document Number	20251017446
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Nov 24, 2025
Property Address	14451 COTTAGE GROVE DR, BAXTER, MN 56425-8221
Document Number	0001017446
Instrument Date	Nov 10, 2025
Instrument	1017446
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$1,187.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14451 COTTAGE GROVE DR, BAXTER, MN 56425-8221

Tax Assessment & Valuation

The 2026 property tax bill for 14451 Cottage Grove Dr was $3,488 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Baxter City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,488.00 Homeowner's exemption	$376,000 (+3.9%) Land $54,900 Building $321,100	$376,000 (+3.9%) Land $54,900 Building $321,100
2025		$361,900 Land $53,600 Building $308,300	$361,900 Land $53,600 Building $308,300
2023	$3,388.00 Homeowner's exemption	$364,600 Land $52,700 Building $311,900	$364,600 Land $52,700 Building $311,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14451 Cottage Grove Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14451 Cottage Grove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Baxter serves 9,341 people · EPA ID MN1180027
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CTC.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage Grove Dr

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