1445 Windchime Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 1445 Windchime Ave, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,717 sqft · built 2004
Lot Size	0.239 acres (10,415 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Oct 2021)
Tax Bill	$14,291 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-540-17-00`

Property Details

APN / Parcel Number

Primary APN	`643-540-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,717 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,415 sqft (0.239 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1445 WINDCHIME AVE
City	CHULA VISTA
State	CA
Zip	91913-2978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC11SF3
Legal Description	LOT 45 TR 014492
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014492
Legal Block	1
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13318

Owner

1445 Windchime Ave is owned and occupied by two individuals who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 WINDCHIME AVE, CHULA VISTA, CA 91913-2978
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 17, 2021	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Apr 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jun 17, 2021 · Amount on File
Deed Document Number	2021705901
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	0000470815
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2021
Property Address	1445 WINDCHIME AVE, CHULA VISTA, CA 91913-2978
Document Number	0000705901
Map Reference	MAP 14492
Instrument Date	Sep 22, 2021
Instrument	2021-0705901
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1445 WINDCHIME AVE, CHULA VISTA, CA 91913-2978

Mortgage

Document Number	0000705902
Date	Oct 8, 2021
Instrument	2021-0705902

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2021
Property Address	1445 WINDCHIME AVE, CHULA VISTA, CA 91913-2978
Document Number	0000443516
Map Reference	MAP 14492
Instrument Date	Apr 17, 2021
Instrument	2021-0443516
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 WINDCHIME AVE, CHULA VISTA, CA 91913-2978
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1445 WINDCHIME AVE, CHULA VISTA, CA 91913-2978
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213558
Date	Apr 28, 2020
Instrument	2020-0213558

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Windchime Ave was $14,291 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,306 (+2%) Land $430,451 Building $597,855
2025	$14,291.00 Homeowner's exemption	$1,008,144 Land $422,011 Building $586,133
2023	$15,797.00 (+2.79%)	$968,999 Land $405,625 Building $563,374
2022	$15,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1445 Windchime Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Windchime Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windchime Ave

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